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Is their a limited to how many times a DCA can call?.


Discontented
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I have a DCA who is now calling me (apart from the letters I'm being sent) every single day. The debt in question is over 6 years old and before that called once in awhile. Since the debt clock clicked over to 6 years they have been phoning me and being a damn nuisance, also now threateninig me with legal action. Even though I'm not answering the phone it's still anuisance and invasion of privacy because sometimes they even call on a Sunday.

 

Call register:

 

Sept 27 10h39

Sept 26 11h06

Sept 24 10h34

Sept 23 15h25

Sept 22 12h49

Sept 21 10h37

Sept 20 13h12

Sept 19 13h39

Sept 16 13h07

Sept 15 14h45

Sept 15 15h17

Sept 13 17h09

 

and so it goes on.

 

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They can of course pursue the

debt defaulted over 6 years ago,

there is nothing to stop them all

collection action short of enforcement

in court is allowed.

Until a debtor informs the creditor

in writing that the debt is statute

barred and they will not be paying,after

this has been done the OFT considers it

unfair to pursue for payment.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Discontented, just answer the phone, when they ask to speak to Discontented tell them you will get the person in question then just leave the phone hanging... They will get the message...and a nice bill ( heeeee )

[sIGPIC][/sIGPIC]Happyhippy1959

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I once started to digress with the dca about my irregular bowel movements, they hung up. :sad:

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I sent the letter ( as per the one aoutlined in the link above) which arrived and was signed for on October 3, 2011 and have now received another letter from them dated October 6, 2011 headed "Where did we go wrong" and stating that they will now call on me if I don't pay the full amount. The letter I sent was as per http://www.consumeractiongroup.co.uk/forum/content.php?408-Letter-sent-when-debt-is-statute-barred . It's obvious that they have no intention of taking note of my letter to them. Where do I go from here, please?.

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I would just repeat the letter, this

time address it to the Compliance

manager.

Brig.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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