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    • the Town and Country [advertisments ] Regulations 2007 are not easy to understand. Most Council planing officials don't so it's good that you found one who knows. Although he may not have been right if the rogues have not been "controlling" in the car park for that long. The time only starts when the ANPR signs go up, not how long the area has been used as a car park.   Sadly I have checked Highview out and they have been there since at least 2014 . I have looked at the BPA Code of Practice version 8 which covers 2023 and that states Re Consideration and Grace Periods 13.3 Where a parking location is one where a limited period of parking is permitted, or where drivers contract to park for a defined period and pay for that service in advance (Pay & Display), this would be considered as a parking event and a Grace Period of at least 10 minutes must be added to the end of a parking event before you issue a PCN. It then goes on to explain a bit more further down 13.5 You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is. 13.6 Neither a consideration period or a grace period are periods of free parking and there is no requirement for you to offer an additional allowance on top of a consideration or grace period. _________________________________________________________________________________________________________________So you have  now only overstayed 5 minutes maximum since BPA quote a minimum of 10 minutes. And it may be that the Riverside does have a longer period perhaps because of the size of the car park? So it becomes even more incumbent on you to remember where the extra 5 minutes could be.  Were you travelling as a family with children or a disabled person where getting them in and out of the car would take longer. Was there difficulty finding a space, or having to queue to get out of the car park . Or anything else that could account for another 5 minutes  without having to claim the difference between the ANPR times and the actual times.
    • Regarding a driver, that HAS paid for parking but input an incorrect Vehicle Registration Number.   This is an easy mistake to make, especially if a driver has access to more than one vehicle. First of all, upon receiving an NTK/PCN it is important to check that the Notice fully complies with PoFA 2012 Schedule 4 before deciding how to respond of course. The general advice is NOT to appeal to the Private Parking Company as, for example, you may identify yourself as driver and in certain circumstances that could harm your defence at a later stage. However, after following a recent thread on this subject, I have come to the conclusion that, in the case of inputting an incorrect Vehicle Registration Number, which is covered by “de minimis” it may actually HARM your defence at a later stage if you have not appealed to the PPC at the first appeal stage and explained that you DID pay for parking and CAN provide proof of parking, it was just that an incorrect VRN was input in error. Now, we all know that the BPA Code of Practice are guidelines from one bunch of charlatans for another bunch of charlatans to follow, but my thoughts are that there could be problems in court if a judge decides that a motorist has not followed these guidelines and has not made an appeal at the first appeal stage, therefore attempting to resolve the situation before it reaches court. From BPA Code of Practice: Section 17:  Keying Errors B) Major Keying Errors Examples of a major keying error could include: • Motorist entered their spouse’s car registration • Motorist entered something completely unrelated to their registration • Motorist made multiple keying errors (beyond one character being entered incorrectly) • Motorist has only entered a small part of their VRM, for example the first three digits In these instances we would expect that such errors are dealt with appropriately at the first appeal stage, especially if it can be proven that the motorist has paid for the parking event or that the motorist attempted to enter their VRM or were a legitimate user of the car park (eg a hospital patient or a patron of a restaurant). It is appreciated that in issuing a PCN in these instances, the operator will have incurred charges including but not limited to the DVLA fee and other processing costs therefore we believe that it is reasonable to seek to recover some of these costs by making a modest charge to the motorist of no more than £20 for a 14-day period from when the keying error was identified before reverting to the charge amount at the point of appeal. Now, we know that the "modest charge" is unenforceable in law, however, it would be up to the individual if they wanted to pay and make the problem go away or in fact if they wanted to contest the issue in court. If the motorist DOES appeal to the PPC explaining the error and the PPC rejects the appeal and the appeal fails, the motorist can use that in his favour at court.   Defence: "I entered the wrong VRN by mistake Judge, I explained this and I also submitted proof of payment for the relevant parking period in my appeal but the PPC wouldn't accept that"   If the motorist DOES NOT appeal to the PPC in the first instance the judge may well use that as a reason to dismiss the case in the claimant's favour because they may decide that they had the opportunity to resolve the matter at a much earlier stage in the proceedings. It is my humble opinion that a motorist, having paid and having proof of payment but entering the wrong VRN, should make an appeal at the first appeal stage in order to prevent problems at a later stage. In this instance, I think there is nothing to be gained by concealing the identity of the driver, especially if at a later stage, perhaps in court, it is said: “I (the driver) entered the wrong VRN.” Whether you agree or not, it is up to the individual to decide …. but worth thinking about. Any feedback, especially if you can prove to the contrary, gratefully received.
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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
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Dlc & mdb hillis & discounts on MBNA 'debt'


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Hi

I have been receiving a letter from DLC which has annual statement of account which refers to a "Hillesdenden Securities Ltd formerly MBNA" account. Then in August I received a letter from MDB demanding payment for MBNA showing the same amount as the DLC letter. This month a further letter from MDB was received showing a settlement offer of 50%. Seven days later a letter from DLC again titled "annual statement of account". Am I correct in thinking 2 DCA's cannot claim for the same account? What should I do about it?

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Does this appear on your credit files?

Who wrote first The Mercantile Data Base,

doing the tracing angle or DLC for collecting.?

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi post, I'm interested in this as a point has

been raised similar to this item.

I have a case which has opened up the

argument of the use of trading styles involving

this group, which is being put forward by an insurance

company funding a claim.

Mercantile Claim Tracing only, Hillesden claim debt

purchase, DLC claim collection in theory, so as to

the CSA & dbsg

guidance doc October 2010 it would appear that

all three organisations writing to the same alleged

debtor is contrary to section 2 (i) of that document,

partly hangs on the time scale the letters are delivered

over the 1st contact and if all three are concurrent or

separate.

That was the reason for that particular inquiry:-)

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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It was not on my credit file but have not checked recently. The first letter/ statement came from dlc. I have also just realised that this was 6 years old in July of this year so do I send a statute barred letter or do as an earlier post mentions and ignore.

Thanks for you replys, much appreciated.

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Ignore for now, check CRA Files

again, then if you are sure that

no payment or acknowledgment

has been made in 6 Clear years

then send the SB letter.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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That's a bit stern Field agents,,, is it the same as Spooks !!!!!! what idea's of importance they attach to such drivel. My one reply comment would be to the end statement... THIS DEBT WILL NOT GO AWAY..... oh yeah, ever heard of Bankruptcy... or you can't get what I ain't got.... ( simples )

 

I wonder what DCA they will use for Greece !!!!!!!!!!!!!

[sIGPIC][/sIGPIC]Happyhippy1959

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Definite indicator of statute barred,

time I think for a SAR to MBNA to tackle

the question of the last payment or acknowledgment.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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SAR sent yesterday.Is it 40 working days or 40 straight days for them to respond within?

 

Correct 40 calender days.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Dear Bill&Ben @ DLC,

 

I cannot tell you how extremely privileged you have made me feel in that you are putting me on a 'debt surveillance programme' my friends will be so chuffed to see me on TV, incidentally what channel will it be on so I can make them all aware, and will I get any royalties?

 

Not that I am a diva of any sort, but I will make you aware that I only like my toast done on one side and I only drink green tea, with the tea spoon still in the cup, not a mug.

 

Thank you, thank you, thank you, for putting me forward to your programme, I can assure you you won't be disappointed.

 

Yours sincerely,

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 2 weeks later...

I have an issue also with DLC(Debt, Legal and Collections). I owed Captal One about £300 from over 3 and a half years ago. I received a letter from Capital1 telling me that they were no longer in control of my debt as they had "SOLD THE DEBT" to an outside collection agency. I have NO CONTRACT with anyone other than capital1, therefore am I under any legal obligation to pay the debt collection company. Was Capital One in breach of the DATA PROTECTION ACT 1988 when they sold my personal details, phone number and home address to a third party???

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P.s.. I got a letter this morning from DLC, and just BLANKED OUT MY ADDRESS.... And wrote on the envelope...NO CONTRACT RETURN TO SENDER!

I did this once with a debt letter from a parking ticket which I was given whilst parked on private land.....That was 4 months ago! Heard nothing yet!

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