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Help with old debt please


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These guys just don't give up do they?

 

Just had a "statement" off them regarding all the payments over the last year suggesting I contact them to arrange payments. So looks like although they are no longer actively chasing payment the computers are still set to auto-print, auto-post and auto-annoy lol

 

Any suggestions on a letter I could send them to basically tell them to go away as they cannot produce the original credit agreement?

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Yet another update, 1st Credit have now put the questionable debt on my credit file with a default date of 08/12/2005. They are really starting to annoy me big time. I know it will drop off the end of this year but can they really do this if they can't produce a credit agreement to prove the debt is actually mine?

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Unfortunate indeed but they tell the CRA

what to place on an individuals file the

the information given is supposed to be

up to date and accurate, the CRA is

unable to check the validity so the data

subject must query the entry with the

creditor/DCA if it is wrong, as you

say the debt is not your s any way you

can make a formal complaint to

the DATA CONTROLLER at first credit

and send a copy to the CRA )s) make

it recorded delivery.

 

BRIGADIER2 JCS

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