Jump to content

Help with old debt please

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3534 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

These guys just don't give up do they?


Just had a "statement" off them regarding all the payments over the last year suggesting I contact them to arrange payments. So looks like although they are no longer actively chasing payment the computers are still set to auto-print, auto-post and auto-annoy lol


Any suggestions on a letter I could send them to basically tell them to go away as they cannot produce the original credit agreement?

Link to post
Share on other sites
  • Replies 55
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Yet another update, 1st Credit have now put the questionable debt on my credit file with a default date of 08/12/2005. They are really starting to annoy me big time. I know it will drop off the end of this year but can they really do this if they can't produce a credit agreement to prove the debt is actually mine?

Link to post
Share on other sites

Unfortunate indeed but they tell the CRA

what to place on an individuals file the

the information given is supposed to be

up to date and accurate, the CRA is

unable to check the validity so the data

subject must query the entry with the

creditor/DCA if it is wrong, as you

say the debt is not your s any way you

can make a formal complaint to

the DATA CONTROLLER at first credit

and send a copy to the CRA )s) make

it recorded delivery.



Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.

  • Have we helped you ...?

  • Create New...