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Help with old debt please


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HI, A SAR is a straight forward request

for the production of ALL THE DATA an organisation

holds on an individual (the data subject) this

is a lawful request under the Data Protection

Act, there is a statutory fee of £10.00 for this.

and the organisation has 40 days to reply.

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A lawful request for information is

not an admission of liability, for extra

security head the letter that this is a

request made under the Data Protection

Act and is not an admission of any liabiliy.

Use a template from the Cag Library and

amend/edit to suit your case.

 

Brig.

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I hope you have a good weekend to.

Brig.

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Hi,

 

Again...Good advice coming in here..you're not on your own.

 

Just in case it's not been mentioned ( looked up and couldn't see it ) send each letter recorded delivery and keep the post office reciept and staple it your copy ( ie: you do 2 copies of each letter...and keep the reciepts with your copy ). Also print out the 'post office' tracking once they have signed for it and staple that to it too.

 

Do this for everything...and file...because most will lie about ever getting the letters in the first place..and then you have proof.

 

Also, keep all the envelopes you get with threatograms...and date them...and staple them to their threatograms...anything remotely 'dodgy' complain to the relevant bodies..

 

Most threatagrams deliberately say 'you have not made contact' and you will have proof you have...so they are blatantly trying to mislead you...and any judge...if it ever gets that far ( big if ).

 

I'm still learning...but i'm learning fast...

 

Regards,

Stormski

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RD is best for SB letters, SAR and CCA requests,

anything else proof of posting is fine.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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RD is best for SB letters, SAR and CCA requests,

anything else proof of posting is fine.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Well just had an email off them saying they can not produce the original credit agreement so they are no longer chasing the payment. Result.

 

I take it I don't need to take any further action on this matter now then?

 

Thanks for all your help with this matter, your advice has been invaluable.

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Keep all the correspondence save, in case someone else decides to chase it!

At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

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That's one I do plan on doing lol. Hopefully there'll be a letter in the post to me soon which will be a little more official than an e-mail.

 

Still, now filed with "Laugh at the cheeky buggers and forget it".

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As coledog says keep the

correspondence safe it's

bound to be flog off down

the food chain.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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As coledog says keep the

correspondence safe it's

bound to be flog off down

the food chain.

 

Must admit I kind of expect this to happen.

 

To quote the email "Kindly be advised 1st Credit Ltd are no longer actively chasing payment for this account" I always seem to read "but will not hesitate to sell it on at the first opportunity we have to try make some money back and to wipe that smug look off your face as you obviously know you beat us. We would like to apologise for any inconvenience we will cause you, but obviously wouldn't mean it." at the end of that sentence for some reason.

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I think that whenever a DCA has

to write a ''we give up'' letter

they would like to write it in blood

on apiece of broken glass.:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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More than likely, it is a very

''SHARP LETTER'':jaw:

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As coledog says keep the

correspondence safe it's

bound to be flog off down

the food chain.

 

Once you find that you are getting letters from the likes of Muckie Hall and co, you know you you have hit the bottom!

At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

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How true the next level is really

n the slime like the notorious Ruthbridge (allegedly) :madgrin:

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Once you find that you are getting letters from the likes of Muckie Hall and co, you know you you have hit the bottom!

 

How true the next level is really

n the slime like the notorious Ruthbridge (allegedly) :madgrin:

 

Is this the same as the LCS Solicitors they threatened me with? Still expecting a letter off them as well. One thing I've learnt is that interdepartmental communications are usually pretty useless.

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Ah, 1st Cruds LEGAL EAGLES one mystery ''solicitor''

and a maybe a couple of ''paralegals'' known as Dim

and Dimmer:madgrin:

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I have been getting letters from pond dwellers for years, tend to ignore unless they really annoy me!

At your Service

 

Please Double click the Star and leave a message if I have helped you

 

Please support CAG and they will support you.

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Hi, CD I'd love to get a letter from just one

so I could FIRE OFF, but Iv'e been a good

little BRIG:madgrin::madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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