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I have had considerable success in obtaining refunds in all areas of finance but I am struggling with GE Money who are essentially passing the buck to Freedom Finance/Bespoke.

 

I was sold PPI through this broker who most people know are now dissolved/in default.

 

My written correspondence is all in GE Money's name and the lump sum premium was paid to GE Money.

 

I am a litigation solicitor (albeit I specialise in personal injury and negligence.)

 

I have threatened GE money with the Scottish Law of Agency and holding them personally liable.

 

Has anyone else used this argument and had any success?

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you are correct

 

you fire your arrows at whom you paid.

 

there are many threads here regading GE money and their 'fob-off' tactics

 

i recommend you do some reading - p'haps using the advanced search top right foe:

 

GE money PPI reclaim

 

or alike

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi Dx, thanks for your reply. I have checked a few different threads and can't seem to find anyone with a definite outcome. I have sent a fax today asking for their solicitors' details and advising that I will require to cite their CEO to confirm their position in Court. Will see what they say-eek!

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hopefully ims 21 will look in.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

hopefully ims 21 will look in.

 

dx

 

Pooof!!

 

Like the genie from the lamp I'm here.

 

Hi legallyblonde.

 

Yes GE are well know for being one of the most aggravating wrigglers when it comes to ppi. They will try and pass the buck at every turn.

 

Their brokers are deemed agents and agents should be fully trained in the agent's products and it is the agent that is ultimately responsible.

 

Can I ask what form your your claim with GE has taken thus far, i.e. what have you sent them, how have you approached them etc?

 

Thanks

 

ims

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

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I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

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Thanks DX!Hi IMS, so if the agents should be fully trained by GE money are GE money therefore liable? My understanding of the common law position is that if an agent acts for a principal and the principal is disclosed (which they were) then the principal would be liable to third party but would have a right of relief against their agents? So really GE money should be paying up and claiming back of Bespoke or whoever??So far I have had final response saying claim against Bespoke. I sent a letter with Summons and saying no thanks will rather sue. Awaiting a response to that and to notification to cite their CEO.What do you think?

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Hi

 

My view is that GE accept "contracts" from their brokers and GE happily accept premiums from Joe Public as a result. GE have benefited from the ongoing interest and the profits earned from that interest and so on.

 

The broker may have been paid a commission or whatever but the financial arrangement between GE and their broker is, in ppi cases, irrelevant. If a broker was paid, say £200 commission, in the case of an upheld complaint it is up to GE to recover that from the broker. If they can't for any reason then that is tough.

 

The PPI is classed as being a product within GE's portfolio so to all intents and purposes it is their product.

 

That's how I see it....GE took your money, GE earned the profits and had all the benefits from the product "sale". It is therefore GE who should be puting you back in a position you would have been in had this "sale" not taken place.

 

IMHO

 

Regards

 

ims

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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Hi

 

I don't have any to hand but I think you'll find some in the ppi forum.

 

ims

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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