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Hiya I owe about £15000 in debt and i cant pay it.

As per my first post my house is going down the line of repossession but i am trying to arrange something with them. I live in Scotland but my house is in England. None of my debt other than my mortgage is secured on the house.

 

I can afford to pay around £300 max a month towards my debts having done a income and expenditure form.

 

Can someone advice my best option? Bankcrupcy? Trust Deed? Any other? I need to get this sorted as its all i think about constantly.

What's my best action?? Who should i phone? I want to speak to someone face to face but CAb waiting list is nearly a month and I cant cope for any longer as have defaulted on all loans/ccs/old bank account etc

 

Thanks in advance

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you can call national debtline scotland:

 

http://www.nationaldebtline.co.uk/scotland/

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