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HSBC and MBNA Credit Card Debt - Claim Forms


iclifford2011
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I am at the stage where I have responded to claim forms on line and I have requested all relevant information from the two solicitors concerned.

 

I have a week left to post a defence on line and I dont know what to do.

 

I was made redundant twice over the past two years and I have tried to agree payment plans with these guys, but they have just gone legal on me.

 

I didn't want them to just pass these debts over to a collector, so I am defending myself.

 

The agreements are from 1994 MBNA and 2004 HSBC and the more I read from this site they may well be un-enforceable................... URGENT help is needed here guys, I'm a complete novice depending on you!

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