CCJ set aside

[deathshead]

after some advice

applied for a ccj set aside on grounds of no longer agreeing with balance due to charges etc

was unable to attend date set and wrote to court explaining this

ruled against me in absence and ordered to pay claimants court charges to boot

 

any room for manoeuvre here do you think

[nathal]

did you already get set aside

[Tobes]

Well, maybe you could just issue a claim against the creditor for the charges, as most people do - if they then settle it, which the vast majority do, you could then use this as evidence for trying to get a set aside

[deathshead]

no didnt not already set aside was an application to do so

 

will probably write to the court and argue my case again

[Tobes]

It's against Egg? In that case, ouchy, 'cause they are tough!

[nathal]

as before advised to me, a good reason for a set aside is if you werent there to defend or if you never received any letters or docs telling you about the court appearance

[deathshead]

later disagreeing with the amount originally claimed is also valid grounds

more annoyed at the costs side of things charged to me well over 1k for what must have been a 15 minute hearing

[Tobes]

holy **** wasn't it small claims??

 

what did the judge actually say?

[deathshead]

pretty much a cut n paste egg response on here

ordered to pay "assessed costs"

would consider it small claims tbh