Wonga default

[Bedonde]

Hi, I'm about to defaut on a Wonga loan (£500).

 

Ignoring any charges and further interest they try and wack on top, is it possible to arrange a payment plan with them over 12 months in writing or email? I don't want to phone them.

 

Also been reading on here about having to send them an expenditure sheet, not really comfortable with that, is that something they demand? I have no way of proving my income as I work for myself part-time (cash).

[ihateyes]

Hi, I'm about to defaut on a Wonga loan (£500).

 

Ignoring any charges and further interest they try and wack on top, is it possible to arrange a payment plan with them over 12 months in writing or email? I don't want to phone them.

 

Also been reading on here about having to send them an expenditure sheet, not really comfortable with that, is that something they demand? I have no way of proving my income as I work for myself part-time (cash).

 

 

send the same email to : [email protected] [email protected] [email protected] explaining your cicumstances have changed asking for a 12mth repayment plan. also ask for sort code account number, and ref number so you can send payments once a month by faster payments. make sure you send the payments as well, oh and ask them to stop interest and charges.

 

Just send a simple straightforward email, and within a cpl of hours you will have an eail confiring the repayment plan.........

[Bedonde]

Wow, okay sounds simple enough, I will get an email sent asap. Hopefully they will accept it.

 

Thanks very much for your response.

[Darren MO]

Wow, okay sounds simple enough, I will get an email sent asap. Hopefully they will accept it.

 

Thanks very much for your response.

 

They are very good i owe £680 and they have set up a repayment plan over 6 months no added interest or charges.

[Bedonde]

They are very good i owe £680 and they have set up a repayment plan over 6 months no added interest or charges.

 

Good stuff, I'm hoping they will let me do 12 months without interest or charges. I don't think I could afford it over 6 months.

[malcolmmirt]

Very interested to hear what they say ....

[nortel]

Good stuff, I'm hoping they will let me do 12 months without interest or charges. I don't think I could afford it over 6 months.

 

They should do, they did with me but then passed onto Gothia one month from the end.

[Bedonde]

They should do, they did with me but then passed onto Gothia one month from the end.

 

What and tried to charge you the full amount, over again?

[ihateyes]

did they accept...

[Bedonde]

did they accept...

 

I haven't contacted them yet, it's not time.

 

Rest assured I will update the thread as and when.

[Anthony7]

Hi Bedonde,

 

I am in pretty much in exactly the same situation...my Wonga loan is about £630 and I shall not even be close to paying it off this month or the next.

 

Doing some research but will probably set up a repayment plan over 12 months also.

 

I am due to repay on Tuesday 11th October...let me know what happened in your situation.

 

Anyone else who has any more advice...it is much appreciated.

 

Anthony

[Bedonde]

Just about to email one of the addresses given earlier, don't seem to be able to find an account number for myself on the Wonga website.

 

Is there one or am I missing it?

[maria87]

Hi there wont be one on the website, you can email them and request your customer number.it took me a couple of emails and about a week to get mine from them though.

[Bedonde]

Thanks Maria, unfortunately I don't really want to have to wait a week for it so presumably they can just call me up using my name and address?

[maria87]

Thanks Maria, unfortunately I don't really want to have to wait a week for it so presumably they can just call me up using my name and address?

 

I currently have a plan with them at the moment over about 8 months and I just sent them an email telling them my situation, you might have to keep chasing them to set up as I did but they do freeze interest and charges once the plan is in place. Make sure u have your money paid into a different account though as you cant set up a plan until you have defaulted with them.

[Bedonde]

I currently have a plan with them at the moment over about 8 months and I just sent them an email telling them my situation, you might have to keep chasing them to set up as I did but they do freeze interest and charges once the plan is in place. Make sure u have your money paid into a different account though as you cant set up a plan until you have defaulted with them.

 

I never use my bank account, well rarely - probablly not worth changing it. So I need to default with them before notifying them? I thought it was better to let them know before I default?

[al3x]

Hi Guys, did you still had to change bank/debit card or would you trust Wonga to take only what you've agreed on repayment plan and not the full amount?

[Bedonde]

Got an email back from them, they are not willing to do it over 12 months, they said 6-8 months.

 

 

I would prefer 12 months, as it's more of a realistic amount that I can definately pay. I can't see them backing down however, so think I will just let them take me to court/send out debt collectors.

[Bedonde]

Hi Guys, did you still had to change bank/debit card or would you trust Wonga to take only what you've agreed on repayment plan and not the full amount?

 

If you use your account for wages, then you need to change it.

 

I personally don't really use the account that Wonga goes through.

[indebt00]

hey, email all the email addresses and [email protected]. They should let you do it for 12 monthes i owed just under 600 and mine was for 14 months!! X

[Bedonde]

hey, email all the email addresses and [email protected]. They should let you do it for 12 monthes i owed just under 600 and mine was for 14 months!! X

 

Thanks! Tarik seems to have accepted my offer of 12 months, but I'm a little confused.

 

I recieved an email from him this morning with some mistakes in it (presumably I just ignore), for instance they said the repayment start date was 12th march 2011 but the chart below had the correct start date (30 nov) for first payment. He had given me the details for payment, but it said "standing order", so does this mean I pay using my account still? Or do I just pay it in via his bank using the details provided?

 

I logged on to the Wonga site, which has a section to show my new payment plan but do I need to agree this somewhere or is it just official as of now?

[indebt00]

email him back explaning the mistake i think its accidental, you can ask him for wonga's bank account details and pay which ever way you like, ypu do not need to give your account details. Everyting should be set up now and it should show on your wonga account page. As long as you agree with it and send a email saying you agree it will be in place. Just remember to try to keep up with the plan as it will stop them from adding interesr etc. Well done! X

[Bedonde]

email him back explaning the mistake i think its accidental, you can ask him for wonga's bank account details and pay which ever way you like, ypu do not need to give your account details. Everyting should be set up now and it should show on your wonga account page. As long as you agree with it and send a email saying you agree it will be in place. Just remember to try to keep up with the plan as it will stop them from adding interesr etc. Well done! X

 

I've already got Wonga's bank account details but from what I gather everything is set up as a standing order, so they will still try and take these payments from my account. It says if the money is not in there when they try and take it out, then they will scrap the repayment agreement.

[indebt00]

why dont you change your bank account details? Or do you have a different bank account you can pay from?... This way you will keep upto date with repayments and wonga will not have access to your money

[Bedonde]

why dont you change your bank account details? Or do you have a different bank account you can pay from?... This way you will keep upto date with repayments and wonga will not have access to your money

 

hi, the issue is my nearest branch is miles away, although i do drive - i would rather just pay at a post office on the day. Im not bothered about wages being in there, I dont get payed into my bank. I guess ill email them but it looks like everything has already been setup.