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How can i get these people to freeze the charges they keep piling onto my account every month. I have recently lost my job and i am putting every penny i have over after my other bills to try and clear the debt..I never do and every month they change the payment date and whack £12 charge on me ...

I will never be able to clear this debt...Even though i am paying £50 a month and have done for nearly a year i still owe them the same as i did when i started...Im just paying the charges...

 

Soon i am going into hospital to have an operation and i would like to see if theses guys would freeze the charges and allow me to try and pay my debt off before i go in.One less worry?

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Hi,

 

These charges will be reclaimable.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I'm sure you can reclaim any £12 charges.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi

 

As has been said, all of those £12 charges (and indeed any others that relate to late payment and over limit fees) can be claimed back with interest too.

 

Have a look around the bank forums to get an idea as to the process involved.

 

We can help you with all of this but do a bit of reading first to become familiar.

 

I think you might be in for a bit of a windfall.

 

Regards

 

ims

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

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4. The CAG Interest Tutorial

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5. Feel Bullied by Creditors or Debt Collectors?

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6. Staying Calm About Debt

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