Need to sort this mess out

[brown1970]

Hi, Im looking for help and be pointed in the right direction please. I need to deal with my debts as they are making me ill

 

No more sticking my head in the sand.......just thinking about it makes me feel sick and I feel very ashamed.

 

I have debts with Vanquis, Payday loans, BT & Small overdraft.

 

I would like to tackle this on my own and not use a dma, do you think that is a good idea.

 

Thanks for any advice.

[citizenB]

You can do this on your own, although if you feel unable to cope with what will be a deluge of telephone calls/letters from DCAs then you might wish to use one of the Debt counselling charities such as National Debtline, or CCCS.

 

In the CAG library you will find template letters in order to get you started.

 

I have linked a budget sheet below so you can see what disposable income you have.

 

[ATTACH]29741[/ATTACH]

 

If you need any further assistance, just yell

[moonsa]

Thank you, for this. I am going to try on my own as it was me that got me into this mess. I will start with the budget sheet.

[citizenB]

Just yell if you need any help

[totiesquoties]

hi brown1970, see website www.nationaldebtline.co.uk their phone number is there and there opening times, and ring them, if you do not find what you want on their website, they are a free service, and you will be amazed the knowledge and advice they will give you over the phone, and they will also post out to you their booklet , you will then be in safe hands, and they will be on your side to help you, totiesquoties.

[citizenB]

Also, for more infofmation and advice.. click on the 3rd link in my signature..

 

"Take back control of your finances - Sequenci's Debt Blogs"

 

These have been updated and the link is active again