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Fast track courts/ unable to defend


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hoping for some advice, OH and myself notified by a land registry doc that an application by way of an ICO had been received resulting in a restriction against OH beneficial interest in the property, after reading document whereby it was dislosed that a copy of the ICO had been sent to the land registry office if we required to see it, further stated if we reqd further information as to the ICO then to contact the named solicitors who were acting for their client "1st Credit limited" regd office and company "Little new street london",unaware as to the debt a month later rece'd letter from solicitors enclosing a copy of a FCO, which again unaware of until documentation arrived.


Devastated to find that this being the 3rd time at court but had not recd any documentation prior to court hearings thus taking all OH's legal rights to defend himself and the actions being taken, WHY because of Fast track court services, hence the reasons for statement : "Solicitors on behalf of claimant in attendance" and "defendant not in attendance" upon court docs, after writing in reply to solicitors letter by way of disputing the alleged debt and requesting documentaion to prove ownership of alleged debt, nothing heard for above 24 months.


Letter from 1st credit Limited/1st Credit (Finance) Limited,

re alleged debt trying to get OH to remortgage property with a company referred to by way of themselves IN THEIR LETTER, and stating MUST PHONE WITHIN 7 DAYS TO AVOID FURTHER ACTION, letter was headed Reigate PO Box and phone no; but stated 1st Credit and then regd office along bottom as Little new street London and regd company no: matched exactly at companies house as the regd company no of ; 1st Credit Limited only.


Reigate was 1st Credit (Finance)Limited regd address, 2 separate companies agreed by OFT and Companies House information, REPLIED TO THEIR LETTER stating debt in dispute no knowedge of debt to the company at all, requested documented evidence of the ownership of debt once again, nothing for another year then letter once again stating debt belongs to OH, nothing been paid at all states latest statemnt of account , then states statement no 1, proving it being the 1st ever statement to be sent, once again replied by way of disputing alleged debt and no knowledge of any debt owing to them requested documented proof again.


Nothing by way of a reply until stat demand dated 13 days before the date entered on their own statement of truths made by yet another firm of solicitors, acting for their clients who now miraculously happen to be 1st Credit (Finance) Limited who were not the claimants stated on the original court documents default CCJ, ICO, AND FCO, the latter has never been registered with land registry, and upon reading my stat demand Companies/claimants different and addresses used incorrect for the company stated but because of incorrect letters and dates used and judges statement of upon reading letter from claimnts solicitors ct hearing for bankruptcy to be heard at a different date , which was not again provided prior to the hearing, as documents can prove OH was declared bankrupt , now am tryintg for an anullment, after sending a £1.00 to the solicitors and the same to 1st credit limited for documentation of proof have had a letter back from Solicitors returning £1.00 and requesting that OH needs to send a signed letter handwritten by himself to give authority for the information required only then will they be able to deal with our request which was typed and had both our names typed upon it, no response from 1st credit themselves and no refund of the £1.00 sent, any advice as to what grounds for annullment would be best, should not have happened , fraudulent statements unfair treatment, etc, after reporting this to the OFT have been requested to send in a complaint and all docs in relation from beginning to end , as every rule re unfair collections blatantly broken by company 1st credit limited and 1st credit (finance) limited" OFT" request information urgently for investigation re oft impositions that were made and have blatantly been ignored once again........:mad2::mad2::mad2:

Edited by JunkiMunki
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