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QQ/motormile messed up big time **


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in May 2010 I took out a loan for 300 with QQ and as I lost my job was unable to payh this baCK.

 

I tried with them to set up a repayment plan but they refused point black instead threatening me with the usual we will come to bully you into submission.

They in turn sold this onto muck hall who again refused to come to any arrangement and again threatened me with fire and brimstone plus demanding well over 400 quid.

 

saw them off for this only to be sold off again to MMF who unfoirtunatly for them have screwed up big time.

 

I mailed them over the last 8 weekish with a settlement as I was in possision to do this but they (no surprises) refused.

they wanted the full amount plus started to send me mails from one of thier bully boy field agents stating that they were going to turn up annanounced at WAIT FOR IT ........................................... my old address .

 

mailed them with the torte of trespass letter but he was still thresatening to turn up annanounced snt the letter 6 more times

and still the numptie didn't get the message and continued to send me mails saying that he was going to turn up unanounced at my previous address. despite saying I am not there and offereing a f&F settlemtnt .

 

I found the MD of the company and mailed him telling him he better call off his bullyboy as I was going to inform the police and oft as the mails constituted not only harrassment but stalking.

(one said no matter where you are we will find you) I id infiorm the oft who were appalled at the content of the mails and forwarded them onto trading standards

and infact also told me to inform the police also as this could constitute possible stalking.

Told the blokey this and was called purile and childish but at this time mr dumbo mailed someone in his office telling her to tell me to accept 200 as a settlement

(this is the best bit) the total idiot in error sent his internal e mail to me telling her to get me to accept the offer and put this to bed.

 

 

should I wait and see pay 200 nto clear or my original offer of 30P in the £ due to the illegal harrasment and threats of stalking.

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time to ignore them

 

all they can ever get out of you is the org load ammount + 1 months int , minus any payments you have already made.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have to agree I would ignore them too, their unlawful treatment and threats to you would make me laugh at them and tell them to do their worst, if they seriously believe for one moment that their harassment and intimidation is somehow legal that you will be very happy to go to court and put all the evidence in front of the Judge and have them answer for their deluded illegal actions.

 

Muppets. Ignore them.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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just to update you motormile have now gone too far. I had an e mail from my friend who lived next door to me at my old address saying that one of thier thugs started hammering on my old door making a racket. my neigbour came out to find out what the noise was to find this thug tsking pictures of my old house and basically acted like a thug bailiff. shooting his mouth off. this is despite telling mmf i no longer lived at that address several times. informed ts who told me to call the police to report them but as usual told civil and better still told thst cannot be arrested for torte of trespass harassment or stalking unless he did something to me (great get kneecapped then the cops will do something) what advise can you give me to finslly get em off my bsck

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Post deleted as it appeared twice

Edited by Revenant
Double post

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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Hi toofie

 

The link below should take you to a page that has a very interesting section . . "Stalking" British Law

 

http://www.google.co.uk/url?sa=t&source=web&cd=1&sqi=2&ved=0CCYQFjAA&url=http%3A%2F%2Fwww.neiladdison.pwp.blueyonder.co.uk%2Fstalk.htm&ei=Wt5cTq6kHYjD8QP6veWcAw&usg=AFQjCNHF_h3KjO1gQq5eGOkfK4IfU9xn7g

 

They mention a House of Lords case . . R v Burstow & R v Ireland

 

" There are also a range of possible Criminal Offences which can be committed by Stalkers and in the 1997 case of R v Burstow & R v Ireland the House of Lords decided that stalkers who cause psychological injury to their victims can be prosecuted for the criminal offences of causing actual bodily harm or grievous bodily harm even where they have not physically attacked their victim. A new, and potentially important offence in cases involving stalking is the offence of harassment of a person at their home. This offence authorises Police officers to direct someone, who is harassing another person in their home, to leave the area and to arrest them if they disobey the direction. "

 

I think that the "Psycological injury" scenario might add a bit of weight to your disagreeing with the Police's idea of not being able to get involved . . just a thought

 

Good luck

 

R

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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thankd def food for thaught ive kept all the e mails send and if you look at mototrmile website it in itself id breasking the law by making threats of we will find you at anytime day or night and weekends. the best one was when I told the police if this guy turned up at my new address and i escorted him off the property using minimal force what would happen , the response was I would be arrested for assult go figure

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Some of the old bill are unaware of the Law, some act as Police men, whilst others act as Police officers, the latter are those who only want to generate revenue for the government.

 

I would take what you have been told by this officer with a wheelbarrow of salt.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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wee update again

 

seems mr KB somehow traced me at my new address and sent a letter stating thst he was going to keep coming to me until I answer him

I have been mailing the company director mr page at MMF

keep offering a settlement and he keeps refusing it

 

now has resorted to blackmail as I told him before I part with any money I wish to know why his company continued to act outside OFT guidelines acted illegally

why the website only shows the disolved company detsils his response was pay us and we will tell all. (right as if)

 

he offered a discount and gave me 3 days to pay or else he would add charges and interest onto thr original loan which was inflated already with "collection and legal chsrges"

 

it has never been to court

no ccj

so he is threatening to make the original loan even bigger .

 

I told him that that the last msil he sent was contrevining OFT guidelines and thst along with other evidence it would be sent to TS

he mailed back one word "noted" vicotory there \

 

i think only thing now ism to stop thst thug KB coming to my new house

6 letters to him have not stopped his threats

any ideas what to do if he does I know not to answer but his letter states he will literally embarass me into answering.

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If the man is that foolish to actually turn up at your address and begins causing a scene, call the Police and report that there is a man causing a breach of the peace, keep a camera or better still a video camera by the front door, or to hand, so you can record his tantrum.

 

Again if you are being blackmailed, then that is a matter for the Police, as are these threats, this is not a Civil matter, which they will try and fob you off with it is a criminal matter and will need dealing with.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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ignore them totally

 

do not pay anything.

 

tell him 'see you in court, my defence is waiting'

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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done all of that theyn must be desperate one one hand ythey are mailing to sue me for all sorts and them a few secons later trying to justify themselfs me thinks they are playing good cop bad cop

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  • 2 months later...
wee update again seems mr KB somehow traced me at my new address and sent a letter stating thst he was going to keep coming to me until I answer him I have been mailing the company director mr page at MMF keep offering a settlement and he keeps refusing it now the low peice of vile **** has resorted to blackmail as I told him before I part with any money I wish to know why his company continued to act outside OFT guidelines acted illegally why the website only shows the disolved company detsils his response was pay us and we will tell all. (right as if) he offered a discount and gave me 3 days to pay or else he would add charges and interest onto thr original loan which was inflated already with "collection and legal chsrges" it has never been to court no ccj so he is threatening to make the original loan even bigger . I told him that that the last msil he sent was contrevining OFT guidelines and thst along with other evidence it would be sent to TS he mailed back one word "noted" vicotory there \i think only thing now ism to stop thst thug KB coming to my new house 6 letters to him have not stopped his threats any ideas what to do if he does I kniow not to answer but his letter states he will literally embarass me into answering.

 

Page? Its that Barnaby idiot isnt it, the plastic pretend director.

Contacted me asking for an address and number, told him to do one. He said he was recovering paperwork from WageDay, lol, told him in no uncertain terms to learn the law if he wants to succeed in his business, cos to chase the alledged debt, he should have the paperwork already, complete idiot, Barnaburk more like.

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