Fredrickson Pay and their Client Arrow International

[firstship]

At this point there is just a possibility that the debt is SB,we need a little more info,so there is no need to contact CCCS,Nationaldebtline etc,if they where involved at this stage it is possible that you would confirm the existence of a debt,which is not what is trying to be achieved.

 

Avoidance of paying genuine debts is not what we are about, however if within the framework of the law ie.. in this case Arrow who are greedy purchasers of Statute Barred debts (polite) which means they are trying to extract money from people who do not have to pay any monies legally,the operative word is legally

 

FS

[PriorityOne]

Just to add.... it's for a DCA to prove a debt is not stat. barred and that they have the legal authority to collect; not for a consumer to prove that it is. Anything else is just playing into their hands.

[The Debt Star]

good point P1.

 

not sure who post #23 is aimed at? ?

[BRIGADIER2JCS]

Not even sure what it means:madgrin:

[The Debt Star]

or why it was said

[BRIGADIER2JCS]

Gorn quiet

[firstship]

Fizzi any response from Fredriksons?

 

FS

[fizzipop]

Hi again thanks for the advice I have followed it and sent these fredrickson people a cca request with the postal order. I have now received a letter from arrow global thanking me for informing them of a different address? and asking me to send them two proofs of ID? and they have returned my postal order.

 

I don't know what they are playing at I asked for the CCA from fredrickson and I certainly didn't inform them of an address change.

 

Any ideas?

Thanks

[The Debt Star]

I personally think that CCA requests should be sent to the debt owner (in this case Arrow) and not to the DCA. I also see no harm in you sending them the id they require, after all, you wouldn't want any fraud being perpetrated would you? Tghere are those that conceal their signatures though on the premise that creditors often mock up credit agreements. In these days of recons being enforceable though I wonder why they should bother? Anyway, others may post up here with different views to my own.

[BRIGADIER2JCS]

Ok, Freds are playing silly bug*ers

re do the request and send the minimum

id required.

Get proof of posting.

[Old Cogger]

Use the attached for a siggy adding an odd x or something you know would mean lifting of a siig.

[PriorityOne]

You don't need to send I.D. If they're not sure who you are, then they have no business asking you for money.... and I would be pointing that out by rec. delivery pretty sharpish.

[BRIGADIER2JCS]

IMHO all that is being asked is ID to

prove the right to request personal data

I would like to be assured that if Mr x requested

my data that the holder of such data would want

strict proof of my ID.

[PriorityOne]

IMHO all that is being asked is ID to

prove the right to request personal data

I would like to be assured that if Mr x requested

my data that the holder of such data would want

strict proof of my ID.

 

If it was for a SAR, then yes.... but not for a CCA request.

 

[fizzipop]

What I don't understand is this, why are they stating I informed them of a change of address? and not responding to the CCA request? Pretty straight forward really. If they can send me letters stating they are taking action against me surely they know who I am and where I live?

 

I really don't want to be sending anything else with my personal details to these very dubious people. I might send them a letter asking them when I informed them of an address change, would there be any point?

[BRIGADIER2JCS]

There seems to be a question of changes of

address etc needing confirmation:wink:

[PriorityOne]

There seems to be a question of changes of

address etc needing confirmation:wink:

 

That smells of trickery to me..... designed to reel a person in nicely. If OP has never informed them of such an address, then the letter makes no sense.... unless they're not sure who they're chasing.... in which case, it's up to them to make sure they have the right person and not the other way around.

 

That's the point I'm trying to make.

 

[BRIGADIER2JCS]

Has there been any change of address at all

since Freds contacted you or at any point if the address

you sent the CCA to Freds is dfferent from

the one Arrow holds that is the reason for

the ID requirement if not write your letter.

[The Debt Star]

I don't really see what the problem is with asking someone to prove their i.d. sorry.

[BRIGADIER2JCS]

Nor can I:???:

[PriorityOne]

'Coz it ain't necessary.... that's why.

[fizzipop]

I've never had a change of address. So exactly what needs verifying? Am I who I say I am ? Makes a lot of sense, why should i need to provide them with information they clearly already have and if they don't have my details why are they chasing me? Is it normal to randomly pursue anybody?

[Old Cogger]

I've never had a change of address. So exactly what needs verifying? Am I who I say I am ? Makes a lot of sense, why should i need to provide them with information they clearly already have and if they don't have my details why are they chasing me? Is it normal to randomly pursue anybody?

 

Write stating to them that all previous correspondence have been sent to this address therefore there is no need for any further proof of residence - Unless of course that all correspondence have been sent contravening privacy laws? informing people about information without checking they are the correct receipiant.

[PriorityOne]

I've never had a change of address. So exactly what needs verifying? Am I who I say I am ? Makes a lot of sense, why should i need to provide them with information they clearly already have and if they don't have my details why are they chasing me? Is it normal to randomly pursue anybody?

 

Exactly....

 

Some companies do go on phishing trips though, yes.

[The Debt Star]

good points