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Gregory Pennington DMP charged me PPI **WON FROM STERLING GROUP**

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Hi Everyone,

I've recently found papers concerning Gregory Pennington, I used them to help me managed my debts,(before I was aware of CAG).

I noticed that I was paying £12.75 per month to Stirling Insurance (PPI).

Would I be able claim back this money.

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yes off you go!

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Thanks dx100uk,

How do I go about this, it's not as if it was a loan and was written in at the inception.

Is there a template that refers directly to this type of problem.

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surely there must be something in writing

 

scan up what you have found:

 

scan the required letters/agreements/sheets

remove all pers info inc barcodes etc but leave all figures and dates.

goto one of the many free online pdf converter websites

convert the image to pdf format.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

the hit reply button

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hi dx,

 

I've been through all the doc's and apart from the monthly statements there is only one with a direct reference to PPI.

 

It is as follows.

"As a valued client you will benefit from our unique Payment Protection Programme.

This will provide you with the peace of mind that in the event you find yourself out of work as the result of accident,illness or unemployment,through no fault of your own,

your monthly payment to the programme will be maintained.

 

A booklet containing the full details will be enclosed with your welcome pack.

 

Please take a few moments to read through it to make sure it is suitable for you.

 

The cover is included in your monthly payment and has been calculated at £7.50 per £100.00 of cover."

 

I don't have all the monthly statements but I was with them from 2001 through 2005.

 

So just calling it four years would make the PPI approx' £684.

 

Does this info help....CJ.

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what about the interest they charged you?

if they did not

then YOU can add 8% stat from the date of each payment to the date of your claim.

 

you really need some info here , like all the statements...

you could try an SAR, but they might well say theat its been destroyed as over 6yrs old.

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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As far as I can see there was no interest charged,just a flat rate of £12.75 PM.Do you think then that my best path would be a SAR.

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This is a follow up to a query that I raised re Gregory pennington.

 

Various things have happened and I let this matter slide,

 

however,I've decided to follow through on this.

 

I phoned the FOS yesterday and they told me that Gregory Pennington do not come under their authority.

 

They recommended that I first raise a complaint of mis-selling with GP and when they issue a final response, which will be negative,

I should then write a similar letter to Sterling Finance who under wrote the policy

 

.Sterling Finance DO come under the authority of the FOS.

 

I notice that "hippyminky" raised a similar complaint on 15/11/11, so this might be of help to them.

 

Could someone tell me where I can find the appropriate template letter for this.

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did you send an sar?

 

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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No I haven't sent one as yet.

In fact as the FOS have told me that they have no authority over Pennington I thought that I would just send off a PPI claim letter to them, knowing that they would knock me back, and then SAR Sterling Insurance as they do come under the authority of the FOS.

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Does anyone know if their is a letter (regarding claiming back PPI) which would be suitable to send to a Debt Masnagement Company.

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nothing to do with them

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hi,

 

I was with GP and being charged PPI. Tthe FOS are handling it, going after Sterling Insurance.

 

I put GP with FOS, who then chased Sterling Insurance.

 

You can Sterling Insurance details on web, contact them and if no luck fill out FOS form and put them in.

 

According to FOS, Sterling Insurance has admitted liabilty, but be aware, its a long wait.

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Interesting, My partner had an IVA thru Grant Thornton will need to check paperwork see if there's any mention of ppi.


 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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anyone else had ppi through a DMP?


 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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matters not

 

just dont PAY for a reclaim

 

and

 

dont PAY for debt management

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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This is picking up from a long time ago.

 

On 29/05/2018 I sent a SAR letter to Gregory Pennington which they acknowledged and sent back details of my account with them ( from 9/10/2001 until 22/12/2004)

 

after going through the monthly statements I calculated that the total PPI plus interest came to £1424.28.

I wrote to them 2/07/2018 stating that I did not agree to the PPI and requested they repay all in full.

 

I got a letter from them 12/7/2018 in which they said they were investigating my claim and another 2/8/2018 in which they said that they were not yet in a position to provide me with a final response.

 

Today I received a letter dismissing my claim completely....

It's scanned and attached.

Could you tell me if I have grounds to carry this further.

img20180820_19364148.pdf

Edited by dx100uk
spacing

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find out who the insurance underwriters were [should be in the sar]

they would have been regulated under GISC .

 

https://cse.google.co.uk/cse?cx=partner-pub-8889411648654839:6449422593&ie=UTF-8&q=GISC&sa=Search+CAG


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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All they sent in reply to my SAR was detailed monthly statements. Looking back at earlier posts someone said that their insurers were Sterling but I don't know that for sure.

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Good give em the same ppi letter then etc


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I looked up GP and Sterling and found a post on another website where someone states that they took their complaint to the FOS and after many months were told that the FOS could nothing and it was suggested that they take GP to court.

 

with regards sending a PPI letter to Sterling what kind of reaction do you think it might trigger from them.

 

It seems that to be able to claim PPI beyond 2005 you have to be able to prove a link between the policy and the underwriter, how do you do that.

 

happy to send off a PPI claim to Sterling but I won't know what to put in the Account Number box,

 

also I believe that the address may be on an earlier post but it could have changed over the years,

 

plus looking on the net there are quite a few insurance companies using that name in one form or other.

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you appear to be looking to give them a way out.

just send then the same info you did to GP.

 

just adapt it .


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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I don't want to give them a way out dx, I really want to nail them. Especially after the dismissive letter they sent me. There are just two boxes on the spreadsheet that I'm not sure of...Lender Name..and Account Number. Also does anyone have a current address for Sterling Insurance.

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https://register.fca.org.uk/

Lender Name..and Account Number

 

eh?

 

greedy pennies

your DMP number


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Checked the FCA register, quite a few " Sterlings " are lapsed or unauthorised but I found one in Stroud, does anyone know if these are the people ?.

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