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help please - wonga


ewok74
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Hi all, be gentle please this is my first post!

 

Ages ago I took a payday loan from Wonga. Fell into the usual trap of pay bacl, re-loan, pay back extend etc. Anyway after lurking on these forums, I took the plunge defaulted and set up a repayment plan which Wonga, to be fair, were very reasonable about setting up. The last time Wonga took payment was in February 2011. When they took nothing in March, I assumed I was all paid up and thought nothing else of it.

 

About 3 weeks ago I received a text saying that my loan was paid in full and inviting me to re-loan - as if! Then today, I have received an e-mail from Gothia saying the loan has been assigned to them and I owe around £1100.

 

I have done some calculations and been through bank statements to figure out exactly what I owed/have repaid. The original loan was for £1048.11. I have repaid in total £1220.82. So I have repaid the debt in full and about half a month's interest on top.

 

I am in a real quandary as to what to do. I have had no communication from Wonga whatsoever about any amount outstanding, no texts, no e-mails, no phone calls until the text last week.

 

I really don't know what to do for the best? Can anyone give me some advice please.

 

Thanks in advance for taking the time toread this post.

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Hi all, be gentle please this is my first post!

 

Ages ago I took a payday loan from Wonga. Fell into the usual trap of pay bacl, re-loan, pay back extend etc. Anyway after lurking on these forums, I took the plunge defaulted and set up a repayment plan which Wonga, to be fair, were very reasonable about setting up. The last time Wonga took payment was in February 2011. When they took nothing in March, I assumed I was all paid up and thought nothing else of it.

 

About 3 weeks ago I received a text saying that my loan was paid in full and inviting me to re-loan - as if! Then today, I have received an e-mail from Gothia saying the loan has been assigned to them and I owe around £1100.

 

I have done some calculations and been through bank statements to figure out exactly what I owed/have repaid. The original loan was for £1048.11. I have repaid in total £1220.82. So I have repaid the debt in full and about half a month's interest on top.

 

I am in a real quandary as to what to do. I have had no communication from Wonga whatsoever about any amount outstanding, no texts, no e-mails, no phone calls until the text last week.

 

I really don't know what to do for the best? Can anyone give me some advice please.

 

Thanks in advance for taking the time toread this post.

 

Hi ewok

 

Please say you kept that text

 

Contact Wonga tell them about the situation (All payed off + text confirmation) and tell them to call the hounds off as you've paid

 

R

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

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