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    • Thanks for the quick reply, have to say it's appalling how such a large company treat people.   I went with them because of the name and automatically thought it would be professional - afraid not.
    • very well know here:   https://cse.google.com/cse?cx=partner-pub-8889411648654839:3134625398&q=PITMAN TRAINING EXECUTIVE&oq=PITMAN TRAINING EXECUTIVE&gs_l=partner-generic.12...26041.26041.0.27583.1.1.0.0.0.0.84.84.1.1.0.gsnos%2Cn%3D13...0.0...2.34.partner-generic..1.0.0.z3rIsZD4Jns   dx
    • Hi,   Is anyone able to help with a refund for Pitman courses?   In 2017 I signed up for the Executive PA Diploma and completed a total of 3 modules, due to center opening times and closing at short notice which even saw me turning up at the center when it was closed, due to not being notified it would be shut.   I spent alot of money on this course and have to stress that it has left me in financial difficulty since, I did not complete the course also due to personal circumstances being a carer and having mental health issues. However on some given days I would be notified that the center was shut due to external exams.   Does anyone know about proceeding for a refund, I willing to take it down a legal route.    Please note I have contacted the franchise center and been told I will not be issued a refund by them, however I am due one.   Thanks  
    • Okay I have just started to write a draft to put together as defence:   In The County Court   Claim No: XXXXXXX Between XXXXXXXXXXX (Claimant) -and- XXXXXXXX (Defendant) ____________ DEFENCE ____________ 1. The Defendant denies that the Claimant is entitled to relief in the sum claimed, or at all. 2. Based on the deficient Particulars of Claim, it is believed that the claim relates to a purported debt as the result of the issue of a Parking Charge Notice (PCN) to the driver of the vehicle XXXX XXX, parked at XXX. 3. It is admitted that the Defendant was the registered keeper of the vehicle in question, at the time of the alleged issuing of the Parking Charge Notice (PCN). 4. The Particulars of Claim does not state whether they believe the Defendant was the registered keeper and/or the driver of the vehicle. These assertions indicate that the Claimant has failed to identify a Cause of Action, and is simply offering a menu of choices. As such, the Claim fails to comply with Civil Procedure Rule 16.4, or with Civil Practice Direction 16, paras. 7.3 to 7.5. Further, the Particulars of Claim do not meet the requirements of Practice Direction 16 7.5 as there is no mention of anything which specifies how the terms were breached. 5. It is denied that: a) A contract was formed b) There was an agreement to pay a parking charge. c) That there were Terms and Conditions prominently displayed around the site. d) That in addition to the parking charge there was an agreement to pay additional and unspecified additional sums. e)The claimant company fully complied with their obligations within the British Parking Association Code of Practice of which they were member at the time. 6. The Defendant did not enter into any ‘agreement on the charge’, no consideration or communication took place between the parties and therefore no contract was established. 7. The Defendant denies that they would have agreed to pay the original demand of £100 to agree to the alleged contract had the terms and conditions of the contract been properly displayed and accessible. 8. Due to the sparseness of the Particulars of Claim, it is unclear as to what legal basis the claim is brought, whether for breach of contract, contractual liability, or trespass. However, it is denied that the Defendant, or any driver of the vehicle, entered into any contractual agreement with the Claimant, whether express, implied, or by conduct. 9. Further and in the alternative, it is denied that the claimant’s signage set out the terms in a sufficiently clear manner which would be capable of binding any reasonable person reading them.       Statement of Truth: I believe that the facts stated in this Defence are true. Name Signature Date     I need to add that there is no contract with the company, I am unable to confirm terms and conditions as you need to display the permit whilst using facilities on site, the car park in question is free,  the £60 fine was unlawful, the parking company have no proof of loss, they are abuse of process, I wasn't named as being the driver, I have no PCN or any of their solicitor until the claim form came through the post. 
    • scroll up to  ericsbrother post of February 10    a good start.   dx      
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paulwlton

Expert believes customer's signature was forged!!!

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i told my mortgage lender that my ex had obtained further secured loans without my knowledge and had forged my signature. they said if i was alleging fraud, it was a criminal offense and i needed to report it to the police. so i did. the police came to my house, took a statement,w ere very nice etc, but toled me it was a matter for the lenders internal fraud team to deal with. the police gave the lender the log number etc. now, the lender disagrees and says its the POLICE who have to investigate this. this has been going on for over a year now. its a lot of money, Over £90000 on 3 loans. i dont know what to do. i have posted threads on here in relation to it. just thought i'd get in that it is not always investigates as you'd think it would be once reported!

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But not the details of the outcome are here, just that it was 'parties satisfied with the outcome'.

 

Read between the lines!


“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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Well done phil.

 

Its a shame the bank failed to negotiate sooner, it appears that regardless of how in the wrong they are, they will not back down until the very last minute.

 

Got an email from the OFT yesterday, our case has been passed to their specialist team.:whoo:

 

Debbie x

 

Hope it all goes well for you Debbie

 

Phil

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This seems like a distant memory...

 

Assuming the case ever existed, and assuming I'd found a couple of cheques from its counsel dated Feb 2012, can I bank 'em or do I ask it to reissue? I need a new car so they'd come in handy about now. I'm sure they'd fall within 6 year limitation rather than any policy the receiving bank has.

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Though I can't quite understand why they weren't banked at the time, what I would do is take good photocopies of them (in case you need to proved their existence once you have let go of them) and bank them using an automated paying in machine (like the Halifax have).

 

My feeling about bank and cheque clearing systems these days is that so much is automated that as long as you can get them into your account without passing the scrutiny of an eagle-eyed teller you should get the money into your account. The most likely point where anything would be spotted is, I feel, the counsel's bean counter when they reconcile that bank accounts.

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Thanks Ian, I think I'll try the auto teller route. Oh and, its a very long and convoluted story

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Very belatedly I am catching up on this story.

 

Years ago I started following posts on NW - as I have a personal current account that was turned into a Capital Loan and Interest Account without my consent and knowledge.

But life got busy and I have not chased up on the situation with NW.

Is there a template for now dealing with NW on this issue ???

 

NW got a Judgment against me for not paying my current account unsecured overdraft.

Nw tried to get a Charging Order, but failed when I turned up in Court.

I now have to pay Shoosmiths a nominal monthly amount against the Judgment.

As Debbbsy revealed earlier - Consumer Law does not allow post-judgment interest to be applied to Current Accounts. BUT I am STILL getting interest statements from NW. This clearly shows my Current Account isn't a Current Account, but a CL&I Account.

 

I really, really want to get to the bottom of this now.

 

I missed a payment to Shoosmiths recently - by a few days only - and they were so quick to write to me. If I am late again they could just go straight for the jugular ie: a Charging Order again.

I will see if I can find my original thread on here - as I have quite a confusing issue with NW. Clearly due to them hiding the facts !!

 

Would be good to hear how I try to resolve my issue. Anyone ??

Edited by HP Mum

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