Barclaycard ppi ..took out card 1995 but cancelled ppi in 2001 can i still claim ?

[heather66]

Can't find any relevant paperwork

 

but i first recieved my barclaycard in 1995 and paid ppi as i thought you had to at the time .. in 2000 i was made redundant ..( claimed on insurance for first month as unemployed ) but got a job within 3 weeks

 

after 5 months we were put on a month to month contract and left the job to go back to college ...and cancelled the PPI

 

i remember cancelling ppi payments around 2001 as (1) when reading the small print couldnt claim as i hadnt been in job long enough (2) ..wouldn't be able to claim as i was now a student .(3) ..also had ongoing back pain/condition so this would disqualify me if i claimed on sickness .....didnt know this till i read all the small print

 

..it was like house insurance i though you need it just in case and essential with credit card .

 

barclaycard Credit card was taken out via a salesman at holiday camp i was at .. must have been around 1995 and can't remember them mentioning ppi but i do remember paying it as part of monthly charge

 

Would i be able to try and reclaim misold PPI from this far back if i stopped paying ppi around 2001

 

Any advice would be appreciated

[ims21]

Hi

 

Yes you can reclaim.

 

First thing would be to send a Subject Acces Request to Barclaycard to get copy statements nd/or full transaction history. There is a cost of £10 whichmust be sent to them with the letter and they will have 40 days to comply.

 

Go to the fos website and download a consumer questionnaire ready for completion.

 

When you have your transaction history you will be able to prepare a schedule of claim and youwould submit this, together with a copy of your claim and the questionnaire to Barclaycard.

 

First thing is to get the SAR of to Barclaycard...there is a template in teh CAG library, the link to which is at the top of every CAG page.

 

Regards

 

ims