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  • 2 weeks later...

Complaint made via their online form a week ago as yet no reply.

 

1. Acknowledge your complaint within 5 working days of you making your original

(Stage 1) complaint and provide you with the name and contact details of the person

who will look after your case.

 

Perhaps they are busy ? ha ha

Edited by phatram
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How much of the above is bullsh*t Most of it and what should we do next? You now have to consider whether you are going to pass this over to fos or sue in court

 

Regards

 

ims

If I have helped you please leave me a message by clicking my star

 

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put in another complaint that they ahve not responded to your first complaint within the 5 days they claim they will....:lol:

:lol:

Successfully claimed back mis-sold PPI (Barclays Bank) 2009-10 (£8500)

Ran a paid-for DMP. Deeply respect those who self-manage a DMP; it is possible to do with the help of fellow CAGGERS

Offered F&F to all my creditors. All closed out including a particularly intransigent and stubborn one - who eventually saw sense after 10 months of nonsense!

Does not condone debt avoidance but violently disagrees with the antics of debt collectors and their behavior towards the ones trying to pay. I am a great believer in what goes around, comes around. Keep up the good fight!

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hi hun im just writting to advise i took them in 2008 i will warn you if you did it through a broker like i did which was click for freedom blemain say its them that sold you the policy .I have just won the case mind you it has taken till this year and click went bump and it ended up been delt with by the fscs because they had gone bump i didnt get the full amount back. Blemain are a hard nut to crack if you are doing this on your own make sure you do everything in writing to the recorded delivery i had a company working on my behalf who were great and took all the hard work out of it on No Win No Fee it was worth it to me. You have helped me today as I had forgot this was one of the terms of the loan and this will help me in my case against them for mis selling of the original loan i took out with them. Wishing you all the very best of luck dont give in and fight every step of the way you will win if its still within the 3 years you have the right to cancel but you still have to pay it back in your loan they have us always

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Just seen rest of post you need to complain to Financial Services Compensation Scheme as like I said Click Financial Limited Trading as Click for Freedom are no longer a company this will save time for you if doing it yourself.The fos will refer you to them in the end.Again good luck and i hope ive been some help

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  • 3 weeks later...

yes

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i doubt you'll get any change out of that now-a-days

 

you've got far more experiance than most here doing these things anyway!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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FLA IMO are next to useless.....I would pretty much hazard a guess that Blemain also paid the broker an 'undisclosed' commission too in addition to the £1,000 fee. What you could do with is the underwriting sheet. It is normally between 2% and 10% of the loan amount.

PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

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PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

DEBT COLLECTION LETTER/SAR/AGREEMENT TEMPLATES ARE HERE - http://www.consumeractiongroup.co.uk/forum/content.php?65-legislation

 

IF WE HAVE BEEN HELPFUL -PLEASE, PLEASE, PLEASE GIVE A DONATION TO HELP US TO CONTINUE HELPING YOU

 

I AM HAPPY TO RECEIVE PM's AND I WILL RESPOND IF I FEEL I CAN ASSIST BUT WHEN YOU DO CAN YOU PLEASE PROVIDE A LINK TO YOUR THREAD ON WHICH YOU WOULD LIKE ME TO COMMENT - THANK YOU

 

IMPORTANT - If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.

Before you decide,consider the users here who have already offered help and support.

Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.

If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.

 

Forum rules - http://www.consumeractiongroup.co.uk/forum/forum-rules-please-read/9-forum-rules-please-read.html

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