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    • I have received a PCN from Euro Car Parks for MFG - Esso Cobham - Gravesend. I was completely unaware that there was any such limit for parking and always considered this to be a service station. I stopped there to use the toilet, have a coffee and made a couple of work calls. I have read the previous topics on this location which suggest I can ignore this and ECP will not take legal action. The one possible complication is that the vehicle is leased by my employer so I do not want to involve them with the associated reminders and threatening letters. The PCN was first issued to the leasing company Arval who have notified ECP of the hiring company. I have attached a copy of the PCN Notice to Hirer with details removed as per instructions. What options do I have or should I just pay the PCN promptly at the reduced rate of £60? img20240424_23142631.pdf
    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Blemain ppi


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  • 2 weeks later...

Complaint made via their online form a week ago as yet no reply.

 

1. Acknowledge your complaint within 5 working days of you making your original

(Stage 1) complaint and provide you with the name and contact details of the person

who will look after your case.

 

Perhaps they are busy ? ha ha

Edited by phatram
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hi hun im just writting to advise i took them in 2008 i will warn you if you did it through a broker like i did which was click for freedom blemain say its them that sold you the policy .I have just won the case mind you it has taken till this year and click went bump and it ended up been delt with by the fscs because they had gone bump i didnt get the full amount back. Blemain are a hard nut to crack if you are doing this on your own make sure you do everything in writing to the recorded delivery i had a company working on my behalf who were great and took all the hard work out of it on No Win No Fee it was worth it to me. You have helped me today as I had forgot this was one of the terms of the loan and this will help me in my case against them for mis selling of the original loan i took out with them. Wishing you all the very best of luck dont give in and fight every step of the way you will win if its still within the 3 years you have the right to cancel but you still have to pay it back in your loan they have us always

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Just seen rest of post you need to complain to Financial Services Compensation Scheme as like I said Click Financial Limited Trading as Click for Freedom are no longer a company this will save time for you if doing it yourself.The fos will refer you to them in the end.Again good luck and i hope ive been some help

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  • 3 weeks later...

yes

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i doubt you'll get any change out of that now-a-days

 

you've got far more experiance than most here doing these things anyway!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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FLA IMO are next to useless.....I would pretty much hazard a guess that Blemain also paid the broker an 'undisclosed' commission too in addition to the £1,000 fee. What you could do with is the underwriting sheet. It is normally between 2% and 10% of the loan amount.

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