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    • Paragraph 18 – you are still talking about Boston stolen items. About time this was fixed??? Paragraph 19  In any event, the claimant's PS5 gaming device was correctly declared and correctly valued. The defendant accepted it for carriage and was even prepared to earn extra money by selling sell insurance in case of its loss or damage. New paragraph 20 – this the defendant routinely sells insurance in respect of "no compensation" items (a secondary contract contrary to section 72 CRA 2015) new paragraph above paragraph 20 – the defendant purports to limit its liability in respect of lost or damaged items. This is contrary to section 57 of the consumer rights act 2015. The defendant offers to extend their liability if their customer purchases an insurance cover for an extra sum of money. This insurance is a secondary contract calculated to exclude or limit their liability for the defendants contractual breaches and is contrary to section 72 of the consumer rights act 2015. New paragraph below paragraph 42 – the defendant merely relies on "standard industry practice" You haven't pointed to the place in your bundle of the Telegraph newspaper extract. You have to jiggle the paragraphs around. Even though I have suggested new paragraph numbers, the order I have suggested is on your existing version 5. You will have to work it out for your next version. Good luck!   Let's see version 6 Separately, would you be kind enough to send me an unredacted to me at our admin email address.
    • UK travellers have been turned away at airports because their passports are not valid for EU travel.View the full article
    • i think theres been MORE than amble evidence of that and am astonished that criminal proceedings haven't begun.
    • Yep, those 'requirements' not met to shareholders satisfaction seem to me to be: 1. Not being allowed to increase customer bills by 40% (of which well over 50% of the new total would NOT be investment) 2. 1 plus regulators not agreeing to letting them do 'things in their own time (ie carry on regardless)
    • As already mentioned freely available "credit scores" are fairly useless. All lenders have their own "credit scoring" system, that for obvious reasons they don't divulge. And they're "scored" differently to the freely available ones. As soon as they could, we've always encouraged our two children to use credit cards responsibly... Pay off in full, etc, to generate good history. It's paid off. At quite young ages, they have both obtained loans for cars, mortgage and their credit card limits are through the roof. Personally, I have shifted debt around a lot on credit cards (even financed a house purchase once at 0% 😉) and I've only ever been refused a credit card once, sorry twice by the same company, over many years. They must have something very different in their lending criteria. You're a tight one, Mr Branson.
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Blemain ppi


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  • 2 weeks later...

Complaint made via their online form a week ago as yet no reply.

 

1. Acknowledge your complaint within 5 working days of you making your original

(Stage 1) complaint and provide you with the name and contact details of the person

who will look after your case.

 

Perhaps they are busy ? ha ha

Edited by phatram
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put in another complaint that they ahve not responded to your first complaint within the 5 days they claim they will....:lol:

:lol:

Successfully claimed back mis-sold PPI (Barclays Bank) 2009-10 (£8500)

Ran a paid-for DMP. Deeply respect those who self-manage a DMP; it is possible to do with the help of fellow CAGGERS

Offered F&F to all my creditors. All closed out including a particularly intransigent and stubborn one - who eventually saw sense after 10 months of nonsense!

Does not condone debt avoidance but violently disagrees with the antics of debt collectors and their behavior towards the ones trying to pay. I am a great believer in what goes around, comes around. Keep up the good fight!

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hi hun im just writting to advise i took them in 2008 i will warn you if you did it through a broker like i did which was click for freedom blemain say its them that sold you the policy .I have just won the case mind you it has taken till this year and click went bump and it ended up been delt with by the fscs because they had gone bump i didnt get the full amount back. Blemain are a hard nut to crack if you are doing this on your own make sure you do everything in writing to the recorded delivery i had a company working on my behalf who were great and took all the hard work out of it on No Win No Fee it was worth it to me. You have helped me today as I had forgot this was one of the terms of the loan and this will help me in my case against them for mis selling of the original loan i took out with them. Wishing you all the very best of luck dont give in and fight every step of the way you will win if its still within the 3 years you have the right to cancel but you still have to pay it back in your loan they have us always

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Just seen rest of post you need to complain to Financial Services Compensation Scheme as like I said Click Financial Limited Trading as Click for Freedom are no longer a company this will save time for you if doing it yourself.The fos will refer you to them in the end.Again good luck and i hope ive been some help

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  • 3 weeks later...

yes

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i doubt you'll get any change out of that now-a-days

 

you've got far more experiance than most here doing these things anyway!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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FLA IMO are next to useless.....I would pretty much hazard a guess that Blemain also paid the broker an 'undisclosed' commission too in addition to the £1,000 fee. What you could do with is the underwriting sheet. It is normally between 2% and 10% of the loan amount.

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