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Digger v HSBC - Victory!!!!


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  • 3 weeks later...

Hi again everybody.

I had a response from HSBC because I forgot the schedule, so I allowed an extra week to pay back. The result: No reaction at all! I am taking the b#!"£$ds to court now. Get a title on tuesday!

I also requested statements from Coop bank, Barclays and Capital One.NO SURRENDER!

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My claim is accepted by the county court, going now into the final round with HSBC. They again offered me a managed loan, what I refused, I am now in contact with CCCS and try to make the best out of it. Also posted request for my statements from Coop bank, Barclays, Capital One and HSBC credit card.

Wish me luck someone, my marriage is at breaking point due to my debts!

NO SURRENDER!

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Here is something good!

HSBC answered today and offered £ 1386 to settle. Theyre letter dated 30/ 08 came with the notice of issue of my claim from the county court from 29/ 08.

it seems I getting somewhere, or not. Any advice from anyone?

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if 1386 is the amount plus 8% plus court fee then thayts the full settlement, cross out any mention of confidentuality, sign it and send it back...

 

if its less than it should be just hang on!

HSBC

09th June 2006 - Data Protection Act Request

21st June 2006 - Acknowledgement from HSBC

30th June 2006 - 33 letters arrive - 6yrs statements

01st July 2006 - Preliminary request for £2868.24.

12th July 2006 - HSBC offered me £1995, I declined.

17th July 2006 - LBA sent, now £2970

01st August 2006 - MCOL for £3778 (inc 8% + fees)

08th August 2006 - HSBC defending ....

31st August 2006 - SETTLED IN FULL - Wooooooohoooooo.

Halifax

09th June 2006- Data Protection Act Request

22nd June 2006 - Acknowledgement from Halifax

08th July 2006 6yrs statements arrive.

10th July 2006 - Preliminary request for £1393.08.

21st July 2006 - Halifax offered £115, I declined..

24th July 2006 - LBA sent, now £1421.

08th August 2006 - MCOL for £1822 (inc 8% and fees)

16th August 2006 - SETTLED IN FULL - woooohoooo

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if 1386 is the amount plus 8% plus court fee then thayts the full settlement, cross out any mention of confidentuality, sign it and send it back...

 

if its less than it should be just hang on!

Thanks Hedgehog.

Thought nobody talks to me anymore. £ 1386 has not included the 8% and court cost, £ 1631 was the right amount + 8%+ court cost+ interrest till its settled! Had the custom letter that they defend the claim, but I don't care!

NO SURRENDER !

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keep fighting you will get it soon good luck

WHEN THE WORLD GETS IN MY FACE I SAY HAVE A NICE DAY :lol:

 

MY SUCCESSESS

HSBC £5,735.35 :D

MUM IN LAW £2112.00 WIN FROM HALIFAX :grin:

MUM £3580.00 WIN FROM NatWest :grin:

AUNTIE 2 NATWEST WINS £1865.00 AND £2541.00

EQUITA BAILIFFS £293.00 REFUND :grin:

MBNA £871.16 WON WITH CI AT 24.49%

WELCOME FINANCE CHARGES £600 APPROX didnt even need letter lol

CAP ONE WON WITH CI AT 29.9% £994.26

 

CLAIMS ON THE GO AT MO

mbna ppi

NatWest cc at mcol (ppi next)

welcome ppi

first response charges

 

IF I HAVE HELPED IN ANY WAY HIT THE SCALES IN BOTTOM LEFT CORNER THANK YOU ;)

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Thought nobody talks to me anymore.

 

Sorry Digger! too busy spending my money! if its less than it should be, then maybe write and just let them know..

 

Something like..

Thankyou for your letter dated xxxxxxx, regarding your offer of £xxxx, I will accept this as partial settlement but will be continuing with my court action as registered as of xxxxx(date)

 

But you will probably get a full settlement letter before then...

HSBC

09th June 2006 - Data Protection Act Request

21st June 2006 - Acknowledgement from HSBC

30th June 2006 - 33 letters arrive - 6yrs statements

01st July 2006 - Preliminary request for £2868.24.

12th July 2006 - HSBC offered me £1995, I declined.

17th July 2006 - LBA sent, now £2970

01st August 2006 - MCOL for £3778 (inc 8% + fees)

08th August 2006 - HSBC defending ....

31st August 2006 - SETTLED IN FULL - Wooooooohoooooo.

Halifax

09th June 2006- Data Protection Act Request

22nd June 2006 - Acknowledgement from Halifax

08th July 2006 6yrs statements arrive.

10th July 2006 - Preliminary request for £1393.08.

21st July 2006 - Halifax offered £115, I declined..

24th July 2006 - LBA sent, now £1421.

08th August 2006 - MCOL for £1822 (inc 8% and fees)

16th August 2006 - SETTLED IN FULL - woooohoooo

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  • 2 weeks later...

Hi everybody!

Over the moon! Got them right where it hurts, by the money! £ 1881.48 back!

A donation to this fabulous website will go out as soon as the money is safe!

I was sceptic at first, with my luck, they defend the claim and pushing time, what they did. But the result? Listen everybody, go for it! Claim your right and dont give in! NO SURRENDER!

Now! Barclaycard, Capital One and Coop Bank, fasten your seatbelts! We are entering a HURRICANE!:D

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  • 2 weeks later...

Hi everyone.

Had a letter today from DG Solicitors, stating that I receive the full payment by cheque within the next 7 days.

I attached a separate letter to the agreement( confidentiality bit crossed out ), asking for it and it worked. Now they cant get theyre greedy paws on it and we got money, well needed! Probably a good tip for everybody!

I am thrilled to the bone with this success, thanks to everybody for the help given and a Donation to this webside will go out as soon as the cheque clears!

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Its may be helpfull for everybody, this is the letter I wrote to HSBC after they missed every dead line given by me. feel free to use it! Better to hit the Nail on the head, than to strike it!

 

Date:

 

Notice!

 

Dear Mr. Langdale.

 

Ref. xxxxx Account no. xxxxxxx.

 

Thank you for your offer, dated xx/ xx/ xx of £ XXXX to settle my claim for the refund of my bank charges of £ XXXXX against HSBC.

 

I accept this payment as PARTIALY ONLY and will, as you probably allready know by now, claim the reminder separately. I gave you enough time ( legaly required) to correspond with me to settle this matter. More time you're bank is giving customers like me to settle claims from your side.

You ignored given deadlines and forced me to issue a court claim against your bank, that you should have by now, this includes avoidable 8 % interrest and fees.

I hope we can settle this matter soon and avoid any more legal costs and inconvenience for both sides and looking forward to hear from you soon.

 

Yours faithfully,

 

I love the sting in it and they are not GODS, they stink from the same hole than anybody else!

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