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lloyds tsb loan charges, can i claim?


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I took out a loan from lloyds about 2006, in 2007 i defaulted on the loan and pay £1 a month as a gesture.

 

The loan was for £4500 and on my experian report it says when i defaulted i owed £3960 now i contacted lloyds as i new i was going to default and they agreed to freeze the interest but my report now says i owe £5500, i don't want to claim as such but if possible i would like the charges taken off as i would like to make a full and final offer in the near future, would that be possible?

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get reclaiming first

 

got ppi too?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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As far as i know there is no ppi, i wasn't working when i got the loan so it was no use.

 

So should i send an SAR, i've sent for one of these before from barclaycard i couldn't make head nor tale of it, would someone be able to tell me exactly what im looking for.

 

Sorry theres so long between posts im working alot of hours at the moment.

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