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My car was stolen around a week ago. I am going through the claim, but I think I have found my car being advertised for sale. I have informed the police. My car is very distinguishable so I am 100% it is mine. The car is looking as immaculate as when it left.

My main reason for this thread is, if the car is returned to me undamaged (which is what I am hoping for), where does my insurance claim stand?

Will there still be some sort of payout from them? - In my opinion I will be getting back a car that will be registered as stolen recovered - which will be worth alot less than a car that has not been stolen/recovered.

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If you get it back and there is no need to make a claim for any damage, you just tell the Insurers and they will close the claim off.

 

Car Insurance does not cover any loss of value associated with stolen recovered. There is no scope in the policy cover for this and I suspect it could well be a general exclusion.

 

I am not sure how you have reached your opinion about a car that has been stolen and then recovered as being worth less. Have you read that this is the case ?

We could do with some help from you.

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