Student Loans company and Mackenzie Hall

[richardf66]

Hi I need some advise re student loan company and Mackenzie Hall.

 

In December 2009 I got a letter from Credit Solutions saying I owed money to the student loan company.

 

I sent them a statue barred debt as the claim was over 6 years old.

 

They then told me I need to send the letter to Student loans company themselves, which I did.

 

After a couple of letters from Pauline Curran, which I replied to using template letters from here all went quite which was about April 2010.

 

At the end of last week I received a letter from Mackenzie Hall saying they had tried to contact me on repeated occasions when this was the first I had ever heard of them.

 

They said they may send a doorstep visit or advise their clients to issue a claim in my local court.

 

Then go on to say what could happen if such a claim is granted.

 

Finally they say I need to pay in the next 72 hours.

 

I am unsure what to do, I believed that the debet had been acknowledged as Statue Barred by both Credit solutions and Student loan company and don't know if they really can now pursue a claim against me in court.

 

Can anyone help me with some advise

 

Thanks

R

[cerberusalert]

Contact Sam Gardiner at East Ayrshire Trading Standards

 

http://www.east-ayrshire.gov.uk/item_detail.asp?UIN=1492

 

MacKenzie Hall are in breach of several OFT guidelines and are already under warning by the OFT. Sam is dealing with this Kilmarnock bunch.

[cerberusalert]

BTW, once a debt becomes Statute Barred nothing can unbar it and MH cannot obtain a judgement.

[silverfox1961]

Can I ask, was this loan pre September 1998

[theratboy]

Good chance it is statute barred if mackenzie hall are on the case.

[Bazooka Boo]

Muck hall just keep on banging those nails into their coffin!! Can't wait to see their demise and what new name they then give themselves! Silly little children..

[richardf66]

Yes it is pre september 1998, I finished being a student in 1995.

[silverfox1961]

Yes it is pre september 1998, I finished being a student in 1995.

 

That's ok then. Just one simple letter to Muck Hall:

 

" NER NER NE NER NERRR-Statute Barred- Go away"

 

Or use a letter from the library (top left)

[BRIGADIER2JCS]

There is a hell of a lot of these cropping up at present, is something

occurring on these SB debts as in the DWP debts being dug up???

[cerberusalert]

There is a hell of a lot of these cropping up at present, is something

occurring on these SB debts as in the DWP debts being dug up???

 

The likes of MH specialize in SB & unenforceable debts, they pay buttons for them.

[BRIGADIER2JCS]

Yes, there seems to be a lot of desperation on getting this back,

Government pressure??

[cerberusalert]

Doubt it, more like MH & their ilk are hoping that because it is technically a government debt peeps might be even more likely to cough up if they apply more pressure, particularly on the 'phone.

[Bazooka Boo]

Complaints to Local MP's are a forgone conclusion then!! Money grabbing barstweards!!

http://www.writetothem.com/

[paul9]

Sorry to hijack this, but i have been getting letters of these muppets for about a year, and have just ignored them.

 

So reading the posts above am i right in that a SLC debt pre 98 can become SB, and would that be from when the last payment was or when they sent the Default Notice.

 

Thanks

[havinastella]

Sorry to hijack this, but i have been getting letters of these muppets for about a year, and have just ignored them.

 

So reading the posts above am i right in that a SLC debt pre 98 can become SB, and would that be from when the last payment was or when they sent the Default Notice.

 

Thanks

 

Last payment! (Or the date the first payment is missed)

 

Jogs

[cerberusalert]

Last payment, written admission or deferral.

[richardf66]

Hi I decided to ignore the initial letter, after reading the replies and today got a letter from MeritForce saying they can do an Authorised Collector Visit, authorised by Mackenzie hall, and that they an authorised collector may make a visit to your property within the next 10 days.

 

With if there collector informs then that no positive commitment towards clearing the debt has taken place, your account will be returned to this office and formal proceddings may be considered.

 

Then saying I need to contact Macknezie Hall Limited by phone.

 

What should I do?

 

Thanks in advance for you help.

Richard

[Bazooka Boo]

Muck hall and their tame threat letter from meritfarce can be ignored, No one will turn up, if they do choose your words wisely, and tell them to foxtrot oscar or you will call the police and have them arrested for a breach of the peace.

 

You are worrying over nothing, this is only a letter containing empty threats, give them a ring and ask them if the man from meritfarce wants tea or coffee and will he want chocolate hob nobs with that?

 

How many times does the word "May" appear? "Might" "Could" ?

 

Ignore them they are hilarious.

[cerberusalert]

Did you make a complaint to East Ayrshire Trading Standards? If not do so, if you did do it again and remind them of this; http://www.oft.gov.uk/news-and-updates/press/2009/44-09

[BRIGADIER2JCS]

Dear old Merit Farce and the DOORSTOP COLLECTIONS MANAGER.

 

find a large brick for his collection:madgrin: