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Good Afternoon All.

 

I have a Bank Account that only my wages are paid into - no debit card comes with this account which

I have no problem with as this means I have total control of this account.

 

I owe £250.00 to a Debt Collecting Agency - I have informed them that I have no Debit Card with this account. They have just asked me by E-Mail if I could use somebody else's card which has really annoyed me.

 

Are they allowed to ask this - sorry for my ignorance but could do with some advise.

 

Judi5060

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NO

By using another persons debit/credit card, this would show up on their statements as payments to a DCA (if they did some investigating)

I'm sure you want everyone knowing your situation :|

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Good Afternoon All.

 

I have a Bank Account that only my wages are paid into - no debit card comes with this account which

I have no problem with as this means I have total control of this account.

 

I owe £250.00 to a Debt Collecting Agency - I have informed them that I have no Debit Card with this account. They have just asked me by E-Mail if I could use somebody else's card which has really annoyed me.

 

Are they allowed to ask this - sorry for my ignorance but could do with some advise.

 

Judi5060

 

 

Hi Judi

 

They're not allowed to coerce you into selling property/extend borrowing to repay them so in a way they're not doing anything wrong but I do think it's rather cheeky

 

The problem I would have is giving them access to a friends account just in case (Fingers crossed and trying hard to hide my cynical expression) someone at the DCA's office got a little over zealous/trigger happy and (Totally by mistake of course) managed to take more then the approved payment, I mean accidents do happen :flypig:

 

If you do any internet Banking you could get thier details and do a direct transfer, asking for a Bank Draft of a friend to send a cheque on your behalf will of course take away the annonimity of your situation plus PO's will add a fair amount on due to the charge for buying them

 

Good luck

 

R

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

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I think it might be worth reporting this DCA to the OFT, as what they have suggested is almost certainly against OFT guidelines.

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