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Please can someone give me some sound advice......

5 yrs ago i paid for my double glazing with interest free finance from GE Money.

About 2 yrs ago I got into difficulty paying my direct debit on time, and although

it was always paid it was often late, and GE Money always let me know this with

numerous letters/reminders to myself, my wife, and both of us at the same time !

Now my 5 yrs is up and GE Money have informed me that I still owe £600 for

late payment charges etc, so my payments will continue, interest free for another

10 months. I have no problems with making these payments and even contacted

them and asked if I could settle the account with one payment if they were willing

to discount it a bit, even by just 25%, to which they said No Way ! I have to pay the

full amount as it was an interest free account.

As I've said, I can afford the payments but it just drives me mad that they are so

pedantic and unhelpful, So, the crux of the matter is, Can I in anyway reclaim these

charges, simply for the satisfaction of getting them back !!???

 

Any advice, ie am i wasting my time, will be gratefully received,

 

Many thanks

B68

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Welcome to Consumer Action Group

 

'Challenges are what makes life interesting; overcoming them is what makes life meaningful.'

Joshua J. Marine

 

1) CLAIM BACK ALL PENALTY CHARGES CLICK HERE

2) CLAIM BACK ALL MIS-SOLD PPI CLICK HERE

3) COMPOUNDED CONTRACTUAL INTEREST CLICK HERE

4) REQUEST CCA FROM CREDITOR CLICK HERE

5) OFT- UNENFORCEABLE AGREEMENTS CLICK HERE

6) CAREY V HSBC (2009) CLICK HERE

7) DON'T BE BULLIED BY CREDITORS / DCA's CLICK HERE

8) IN DEBT DON'T PANIC CLICK HERE

9) FULL AND FINAL SETTLEMENT CLICK HERE

10) SALE OF GOODS ACT-EDUCATE YOUR RETAILER CLICK HERE

11) DISTANCE SELLING-EDUCATE YOR RETAILERCLICK HERE

12) SOGA SUMMARY CLICK HERE

13) WHICH? TEMPLATES [/url]CLICK HERE

14) DOES YOU BANK TREAT YOU FAIRLY BCOBSCLICK HERE

15) EVERYTHING HOUSING CLICK HERE

16) UTILITY BACKBILLING CLICK HERE

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18) OFCOM - COMPLAINTS CLICK HERE

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Was there any kind of payment protection insurance on the agreement ?


PLEASE NOTE - I am not a legal expert, what is stated is my own opinion and from what I have learnt from this forum and my own experiences.

 

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i cant remember. I'll dig out the paperwork and check

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check the agreement as well, GE money threw these deals around like confetti


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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