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    • deed?  you mean consent order you and her signed? concluding the case as long as you nor she break it's conditions signed upto? dx  
    • Well tbh that’s good news and something she can find out for herself.  She has no intention of peace.  I’m going to ask the thread stays open a little longer.   It seems she had not learned that I am just not the one!!!!  plus I have received new medical info from my vet today.   To remain within agreement, I need to generally ask for advice re:  If new medical information for the pup became apparent now - post agreement signing, that added proof a second genetic disease (tested for in those initial tests in the first case but relayed incorrectly to me then ), does it give me grounds for asking a court to unseal the deed so I can pursue this new info….. if she persists in being a pain ? If generally speaking, a first case was a cardiac issue that can be argued as both genetic and congenital until a genetic test is done and then a second absolute genetic only disease was then discovered, is that deemed a new case or grounds for unsealing? Make sense ?   This disease is only ever genetic!!!!   Rather more damning and indisputable proof of genetic disease breeding with no screening yk prevent.   The vet report showing this was uploaded in the original N1 pack.   Somehow rekeyed as normal when I was called with the results.   A vet visit today shows they were not normal and every symptom he has had reported in all reports uploaded from day one are related to the disease. 
    • Hi Roberto, Read some of the other threads here about S Sixes - they all follow the same routine of threats, threats, then nothing. When you do this, you'll see how many have been in exactly the same situation as you are. Keep us updated as necessary .............
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    • unrelated to the agreement then, could have come from Lowells filing cabinet (who lowells - they dont do that - oh yes they do!! just look at a few lowell paypal EU court claim threads) no name and address for time of take out either which they MUST contain. just like the rest of the agreement then..utter bogroll that proves nothing toward you ... slippery lowells as usual it's only a case management discussion on 26 April 2024 at 10:00am by WebEx. thats good simply refer to the responses you made on your 4a form response only. pleanty of SPC thread here to read before the 26th i suggest you read at least one a day. dx  
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Arrears payment in full


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Hi

 

Our mortgage company are taking us to court on 2 August for possession of the house unless arrears are paid in full. My mother has given me the money to pay the arrears in full, I have informed the Mortgage company of this but they say they will not accept payment from us unless I prove where the money has come from and where my mother's money has come from and she provides them with bank statements.

 

They say they will still be taking us to court, are they really able to do this? All we want to do is pay off the arrears!

 

Please can anyone help?

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That is the first time I have heard of this !! Do they think you or your mother are laundering money ? I would pay as much as you can, and then at the hearing raise the issue of excessive charges too - http://www.consumeractiongroup.co.uk/forum/showthread.php?296108-Hot-news-for-anyone-who-has-suffered-mortgage-arrears-charges-irresponsible-lending-or-other-unfair-lender-conduct

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Hi, thanks for reading my post.

 

The company is Rooftop mortgages and they will not accept the payment in full for the arrears. I don't feel it's right for me to have to ask my mother to provide bank statements etc., the money from her to me is a gift.

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I had a very similar issue with Acenden last year, they tried the line that if it was a loan then they would be irrisponsible to take the money as they would be allowing me to get into further debt. They still took the money though!!!!

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Just pay it in to their account, and get a receipt....you will have made MORE than a reasonable attempt to clear the arrears they are being obstructive. And please make sure you report them to the OFT

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If you make the payment it will clear in plenty of time for the hearing and I cant imagine a judge being impressed at them putting you through this!!! If they do take it to court I would ask the judge to order them to remove any legal fees for the hearing as they are being difficult

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Thanks for your comments. I just have no idea if they are within their rights to be asking for proof, or what will happen if it does end up going to court because of them not accepting payment.

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Let common sense prevail....pay them, get a record of it, and then when it comes in front of the judge you can tell them that you have made the payment, they have made it difficult for you at this stage, you are no longer in arrears, and while we are here can we please have a look at the charges that the FSA have ruled are excessive ?

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send a cheque? send by recorded/special delivery - even if they were to send it back then you have proof of trying to pay - me thinks judge would not be impressed

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Your mother is under no obligation to show them anything !! if she chooses to give you the money as a gift to help you out of a situation then that is her business. Lots of parents help their children out when they are struggling !

 

I've just rung Rooftop to try and get the details for you but they say they have different bank account numbers depending on the type of mortgage so I couldn't get anywhere. I'm afraid you'll have to ring them and ask for their bank details so you can make a payment via your bank - don't get into any discussion about how much you are paying or when or indeed anything to do with your arrears - just say you're not sure yet but will be making a payment soon.

 

Let us know when you have done this and we can advise further regarding the court hearing on 2nd August.

 

If there are no arrears then there can be no possession

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They are being downright ridiculous! what exactly did you say to them ?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Where has the money come from? You said it was a gift from your mother, but where is your mother based? Can you prove the money came from her?

 

Whilst I appreciate that some people have said it's none of the mortgagee's business where you get the money from - you have been rather vague and therefore you may have raised suspicions with them and they would be within their rights to refuse a payment IF they genuinely thought it might have something to do with money laundering.

 

If, on the other hand, your mother is in the UK, then that is just silly.

 

Make the payment by direct payment into your mortgage account - you do not require their permission to do this, all you need are the bank details which you undoubtedly will already have from previous direct debits. Make the payment, print out the bank statement and then IF the payment is returned to you, you will have concrete proof that you tried to make payment before the hearing.

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