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    • a 'witness' to it not arriving till the 15th is sadly immaterial too. regardless to the above anyway, the PCN remains valid. 
    • Hmm yes I see your point about proof of postage but nonetheless... "A Notice to Keeper can be served by ordinary post and the Protection of Freedoms Act requires that the Notice, to be valid,  must be delivered either (Where a notice to driver (parking ticket) has been served) Not earlier than 28 days after, nor more than 56 days after, the service of that notice to driver; or (Where no notice to driver has been served (e.g ANPR is used)) Not later than 14 days after the vehicle was parked A notice sent by post is to be presumed, unless the contrary is proved, to have been delivered on the second working day after the day on which it is posted; and for this purpose “working day” means any day other than a Saturday, Sunday or a public holiday in England and Wales." My question there is really what might constitute proof? Since you say the issue of delivery is a common one I suppose that no satisfactory answer has been established or you would probably have told me.
    • I would stand your ground and go for the interest. Even if the interest is not awarded you will get the judgement and the worst that might happen is that you won't get your claim fee.  However, it is almost inevitable that you will get the interest.  It is correct that it is at the discretion of the judge but the discretion is almost always exercised in favour of the claimant in these cases.  I think you should stand your ground and don't give even the slightest penny away Another judgement against them on this issue would be very bad for them and they would be really stupid to risk it but if they did, it would cost them far more than the interest they are trying to save which they will most likely have to pay anyway
    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
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wickedliquid vs Halifax


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hello everyone

 

1st letter sent to Halifax 4/8/06.

received letter acknowledging complaint 9/8/06

LBA sent 26/8/06

Received offer of £230 on 30/8/06 in response to 4/8/06 letter

Refusal of offer sent 31/8/06

received on 13/9/06 "in an attempt to reach an amicable solution to your complaint" They are prepared to increase their offer to £682 (almost treble their first offer)

17/9/06 sent refusal letter (see below)

 

"I will accept the sum offered £682 only as part settlement and on the clear understanding that I will persue recovery of the remainder, with a County Court Claim if necessary"

 

I am now waiting with baited breath for their response.

 

As the time limit ran out on the 15/9/06 ( I was generous and allowed them 14 working days) What do I do now?

Do I proceed with court action ( don't have the £120 cost at the moment) or wait for a reply to my 17/9/06 letter?

 

Thank you in advance, this site has been a godsend with so many knowledgeable people out there.

 

I wish you all the best of luck.

P.S.

Managed to open another account today, only a basic one, but it includes full online banking facilities, which will help no end when I switch accounts.

 

P.P.S.

I am also being helped by the CCCS because of the spiralling banking charges.

Absolutely marvelous people, if you haven't sought help and you think you need it , check out their site, c-c-c-s.com very,very,very nice people.

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Further to my above post I have just received a phone call this morning from the Halifax, saying they received my refusal of offer letter ( sent 18/9/06) and that I would not get anymore written responses and to take my claim to the Ombudsman or Court!

 

Can anyone tell me how to add my schedule of charges to the online claim?

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I will be filing in the County Court tomorrow and I have one urgent question as the Guy on the phone at the Court doesn't know the answer.

 

I was advised yesterday by the court to include the 8% interest in the value section on the 1st page of the N1 form, as it will be the total of my claim, but, the template letter for particulars of claim states:

 

5. Accordingly the Claimant claims

 

"a) the return of the amounts debited in respect of charges and interest in the sum of £xxxx.xx"

"c) interest pursuant to section 69 blah blah blah"

 

So in my particulars of claim I have one figure but the value on page one already includes the 8%.

What do I do? just put the value of claim without the 8% in the particulars and leave the total on page one including the 8%?

 

Thanks in advance

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In the value section break down the claim as: -

 

Charges

Interest on charges [if claimed]

s69 interest [on charges + interest on charges]

DPA fee [if paid]

Postal/other costs [if you have receipts]

Total amount of claim [sum of above]

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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