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I am a pensioner 67years old who has debts bought by lowell and cabot. I have been paying both of them. However my food costs and utilitity costs have increased so much I have no spare cash to pay them.

 

What action can I take?

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Hello,

 

Had you provided Lowells with an income and expenditure sheet ? If so, then just make the necessary adjustments to the I&E sheet in order to show that you are unable to continue with the agreed repayments and that you will be reducing them.

 

IMHO, you should always build in a safety net sum for the increase in the cost of living.

 

Are you entitled to any benfits, if so, are you receiving them ?

 

HTH

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