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how can DCA send out letters asking how much can afford to pay the to people asking them how what you payout when they havent sent you proof through saying you owe the amount they say and expect you to respond to them by post within five working days .

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they cant

they have no powers to demand ANY I/0 details nor demand a deadline for anything

 

THEY HAVE NO LEGAL POWERS

 

ignore them!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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as we know nowt about why you are posting this question, it would be fool hardy to assume such.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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sadly if you have/had a previous thread, site database searching is not at present working to look at it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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as we know nowt about why you are posting this question, it would be fool hardy to assume such.

 

dx

 

just over a week ago

i had a letter come through off Mucky Hall saying can you please contact us Urgently regarding this matter

i think the wording was with this reference number

 

because i was not thinking at the time time due to i have had alot of other problems lateley

i phoned them by accident and the horrible Man answered the phone asked me to quote this reference number and my name and address

asked if i used to live at this previous address aswell which they already knew because i gave them my name and address by quoting the reference number

they asked my phone but i refused

 

he said you do know that calls are sometimes recorded

 

but i know he will have my phone number anyway as im not on BT and i cant withheld my number ,

 

after that every day i have recieved a one phone call a day which i have ignored

 

i know its them because the only other people to phone me are family and i have worked out a type of code with them when they phone rings

 

i got this Income & outgoings letter on thursday asking me to provide the information

what i can/cannot afford to pay them

 

the worte thing about it is im sure that this is Stat Barred

 

how could i find out whether it is or not by the way

 

i am not paying them a penny .

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You still dont state much about the debt is a loan,bank account,credit card,over draft ect do you Know when the last payment or written acknowledgement of the debt was who the original oc was people on here need as much detail as possible to be able to advice and steer you in the right direction.

In the meantime you could allways send muck hall the prove it letter link below

http://www.consumeractiongroup.co.uk...ng-of-the-debt

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hehe mucky hall on their fleecing phishing trips

 

got it straight away when they said did you used to live at....SB'ed i bet.

 

pers i'd ignore them now

they'll soon play their cards if they have any.

 

as for if is/not sb'ed proof [whatever the debt is]

get a copy of your CRA file

that will tell you .

 

dx

 

ps - next time STAY OFF THE PHONE NEVER TALK TO A DCA ON THE PHONE ......

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hehe mucky hall on their fleecing phishing trips

 

got it straight away when they said did you used to live at....SB'ed i bet.

 

pers i'd ignore them now

they'll soon play their cards if they have any.

 

as for if is/not sb'ed proof [whatever the debt is]

get a copy of your CRA file

that will tell you .

 

dx

 

ps - next time STAY OFF THE PHONE NEVER TALK TO A DCA ON THE PHONE ......

 

were can i get a copy of my CRA file from and how do would it cost? yes i wont be talking to these Morons on the phone ever again they catched me on a bad day it wont happen again .

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you mean you ignore the incessant credit expert ads on the tv????????

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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:madgrin:It,s like the musack in the lift you know

i'ts there it's irritating but you manage

to ignore it.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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you mean you ignore the incessant credit expert ads on the tv????????

 

 

dx

 

 

Whats a TV ? :violin:

HTH (Hope This Helps) RDM2006

 

THE FORCE (OF CAG) IS WITH YOU

;)

 

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All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

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Whats a TV ? :violin:

 

Emily+Howard.jpg

Emily Howard probably wouldn't tell you...

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Emily+Howard.jpg

Emily Howard probably wouldn't tell you...

 

Is that one of an organisations bosses :razz:

HTH (Hope This Helps) RDM2006

 

THE FORCE (OF CAG) IS WITH YOU

;)

 

We've Helped You To Claim - Now Help Us Remain

A live Site - Make a Donation

 

All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.

 

However, if you have found any advice you have been given helpful.

Why not show your gratitude And

Click the * on the post you found helpful.

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Jeez!!

 

I wasn't expecting to see that!! That would frighten me into paying, no problems!!!

"In this situation, you know what you have to do? Just keep swimming, swimming, swimming." Dory - Finding Nemo.:wink:

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Jeez!!

 

I wasn't expecting to see that!! That would frighten me into paying, no problems!!!

 

Ah, but Emily is "A Laydee..." - Much more so than any that work at a certain office in Leeds...

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Are you alleging that the Leeds losers employ hippocrocadillafrogs,with no manners

or interpersonal skills?:madgrin::jaw:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Are you alleging that the Leeds losers employ hippocrocadillafrogs,with no manners

or interpersonal skills?:madgrin::jaw:

 

If a hippocrocadillafrog is a breed of the lesser spotted common moron then - yes

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Correct got it in one bl**dy ugly too:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Correct got it in one bl**dy ugly too:madgrin:

 

Potato+Bug+-+Teresa.jpg

 

Ooh, yeah - you're right.

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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