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Lloyds TSB/Leads Valley


Sandery
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Not sure if this is in the right section but here we go.

 

Basically i was looking for a loan online, in the end of hours looking decided to take the safe option and try to get a loan with my bank, so i completed the application form online the next day i was contacted by a guy called Robin, from Leads Valley saying he was on the Lloyds TSB loans listing, and that my loan application for £1500 has been accepted and would need to pay a fee of £50 and the money would be in my account in 2-3 days it has now been 3 days so i checked my bank account this morning and nothing was in there so i decided to ring Leads Valley when i tried to ring them all i got was the answering machine i have left several voice mail messages and have been ringing all day so this morning i decided to look Leads Valley up on Google and found ALOT of complaints saying they was a fraud company, so we went to the bank after alot of thought and upset and tried to get the £50 reimbursed so they give us the Lloyds TSB Fruad line to ring, which we did and to our surprise we got told they wasn't a fraudulent company and that they was legitimate i called them 3 times and got a different phone number for this Leads Valley company and they was all wrong, would of rang them a fourth time but run out of credit on my mobile. :-x Also put money down(£150) to hold a flat i liked which the loan was going towards, so i could of lost £200 in total. Has anyone come across Leads Valley tried or even had a loan with them or any suggestions on what i should do. Any help appreciated.

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how did you pay?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi

It appears Leads Valley have nothing to do with Lloyds. Your details were probably picked up from when you went online.

 

This type of behaviour has been seen before where they take the fee and don't actually provide the loan. As it is, Leads Valley DON'T give loans, they only provide a broker service.

You have the right to a refund less £5 brokerage fee.

 

You will need to

a) write to:

Refunds department

Leads Valley

Suite 380

5 High St.

Maidenhead

Berkshire

SL6 1JN

 

Send this letter by recorded delivery.

 

b) Report them to Trading Standards via Consumerdirect

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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I cannot find any registration for this company on the Companies House register.

They are registered with the OFT with the licence number 575731

They are registered with the Information Commissioner Z2102357

 

This is their registered address (not the UK one)

308,311,312 VARDHAMAN SHOPPING COMPLEX

DERWAL NAGAR

LSC

NEW DELHI, 110009

INDIA

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi

It appears Leads Valley have nothing to do with Lloyds. Your details were probably picked up from when you went online.

 

This type of behaviour has been seen before where they take the fee and don't actually provide the loan. As it is, Leads Valley DON'T give loans, they only provide a broker service.

You have the right to a refund less £5 brokerage fee.

 

You will need to

a) write to:

Refunds department

Leads Valley

Suite 380

5 High St.

Maidenhead

Berkshire

SL6 1JN

 

Send this letter by recorded delivery.

 

b) Report them to Trading Standards via Consumerdirect

 

We called Lloyds bank yesterday and Lloyds themselves said that they are a legit company but then ended up giving us 3 different numbers for Leads Valley which was all wrong, i know for a fact there a [problem] but i dont understand why Lloyds has them listed...

 

EDIT: Also that UK address i doubt is even real, we've tried ringing that office all day and you almost immediately get voice mail, we called the police yesterday which give us a refference number to take into my bank to force them to investigate it and to also call Berkshire police.

 

Also applied for another loan on there website with another name and email and waiting for them to just ring me now, because this is the only way i can think to get hold of them.

Edited by Sandery
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If you have a speaker phone and the record function on a mobile, please record them. You don't have to tell them. You won't be able to use the recording but you can make a transcript of it

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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If you have a speaker phone and the record function on a mobile, please record them. You don't have to tell them. You won't be able to use the recording but you can make a transcript of it

 

Yea that's the plan, i'm just so mad at the moment and so confused.

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Ok i just checked my phone and ive had 3 text messages saying

 

1st text message:

"Your broker told me you want 1500.000. FLM loans will lend you the money. I've sent you a form to sign and return. Emma, FLM

 

2nd text:

You can complete your loan online at flmloans.co.uk/login your username ************ password: ********

 

3rd text:

If you don't want the loan, don't worry you wont offend us :-) just text back STOP to tis number and i'll cancel your application. Thanks.

 

 

Who the is FLM loans now? why on earth would they send me 3 texts instead of calling me this is a complete and utter joke, any ideas? lol...

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Before FLM loans will give anything, they require a guarantor who is a homeowner and has good credit. Good luck with that one :|

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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Before FLM loans will give anything, they require a guarantor who is a homeowner and has good credit. Good luck with that one :|

 

But why are they now texting me? i didn't even apply for a loan with them and i've paid Leads Valley 50.00 to give me a loan, i can easily get a garantor but is this another [problem]/con?

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What Leads Valley have done -as a broker- is to approach different firms for you. FLM have come back with an offer.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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What Leads Valley have done -as a broker- is to approach different firms for you. FLM have come back with an offer.

 

But Leads Valley said the money would be in my bank in 2-3 days? lol

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