WDA Payment Arrangement

[slgsue]

After months and months of putting this on hold for fear really of the constant phone calls and affect it could have on my OH's job, I sent them an email requesting a payment plan. As stated in other threads, they require bank statements and and I&E sheet.

 

The I&E sheet I have no problem with, but this loan is in mr slg's name and we have separate accounts, and all the bills come out of my account, so if I were to send in a bank statement, not only will it show he had a good payday last month due to overtime, but it will just look like he spends money on nothing, which is not true as he gives me money to pay our priority debts!

 

Is there anything I can quote to get them to provide a repayment plan without the rigmaroll of explaining why his money was greater last month and where it goes! Any help would be great.

[nortel]

Just sent the IE form. Some members on here have had success without the wageslips/bank statements they request.

[bd1972]

I had success without bank statements. I only supplied I/E form and the set plan up within 24 hours

[slgsue]

I sent the I&E without bank statments, fingers crossed now. My offer is more than reasonable, we owe £485 and have offered £100 per month, that is what we have been paying to roll it over any way! Will update you when I get a response, hopefully sooner rather than later!

[bd1972]

Youre payment seems reasonable im paying 25 a month and that was nearly 600 owing.

[slgsue]

They will accept my offer without having to prove certain bills like childcare if I raise my offer by £26 a month to clear over 4 months, this is fine by me, they still want bank statements so I have told them I dont have a recent one at the moment. How do they take the payments for these plans?

[UnionCityGirl]

I set up a plan without bank statements. I have set up a standing order for my repayments.

[bd1972]

I pay via a standing order as i am in control of my money that way not them. Make sure u request their details and state you wabt to pay via standing. Also i know this is in many post get then ti confirm total outstanding and interest and charges are frozen.

[slgsue]

They have accepted the arrangement, just waiting for them to confirm S/O details now, so relieved and no bank statement sent

[UnionCityGirl]

WDA have passed my account over to DRS debt agency. The balance was £428.50 but has now shot up to £609! I spoke to DRS and said I will be paying the outstanding balance only.

[UnionCityGirl]

Apparently the reason WDA passed it over was because the arrangement was for 3 months only, and they asked me on 23rd May for bank statments, which I have no record of and wouldn't have given anyway!

[slgsue]

I have to say that my experience with sorting out a payment plan was actually rather pleasant! No nasty phone calls just very decent emails which enabled us to sort this out very swiftly. The lady I dealt with was Emma Considine, so far so good, 3 more payments to go woohoo!