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Sainsbury loan CCJ - sold to Cabot


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Sorry the default was added from cabot .

The Ccj was sainsbury in 08 .

.I had two marks on my file for years for the same debt

And no nothing for years ..

 

They purchased the debt for pennies years ago.

If they go back to court is that another 6 years ???

 

I am not bothered about it .

i just find it very sad that this is allowed to go on for so long .

I paid massively for that error over 10 years ago ....

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You cannot get 2 CCJs for the same debt.

I don't want to get your hopes up but I doubt that Cabot will take you to Court.

 

Those on the Forum who know more about that situation will probably weigh in with their thoughts as to the likelihood of any Court appearance.

Of course the threats may continue but you can satisfy yourself that they are wasting their time and money.

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If you read the first posts in 2011 .

you will understand what i meant.

 

Cabot added a default for the same debt .

the loan was 2006 .

I will ignore them .

 

I will go to court with them out of principle .

What a crap Country this has become  .

if its not parking robbery it is dirty dodgy credit .

 

 

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as explain in 2012 cabot cant file a default - only update it

but as both the CCJ and the default have reached their 6th birthday they and the whole account on your file vanish never to return.

 

the OC would have had to have defaulted you before they got the CCJ.

 

as for cabot writing now still..

you are under slight danger of possible backdoor CCJ enforcement as they don't officially know your correct address today.

thus if they wanted to enforce the CCJ, they would do it using the last known address or the last address you wrote to them from, or poss even the one on the original CCJ itself.

 

how much is outstanding.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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They have my new address .

If they try that ccj at my old addresses now , i will go to the courts and prove they know my new address and get it set aside .

 

I will not be saying any more as i am fully aware they use these forums .

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don't be scared of posting

its to your advantage they see it ...we never lose..

 

you say they have your new address?

so you've written to them giving it to them?

cause if you think just because they've sent a phishing letter it means they have it ...sadly that's not legally a correct assumption.

 

is the debt more than £600

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes you are probably right about the address .and no i have had no contact for a few years .

 

i had a private parking letter last year off some fake debt collectors now it went to another 

 

A week later cabot reared their head .. its over £600 .

 

I only just saved up enough for a mortgage deposit so am now removing all my cash from my bank and probably give my kids the cash . .

 

No way am i ever getting into this crap again ill just rent .

 

what a rediculous rip off Country .

 

2006 was the loan

2008 ccj .

all these years struggling and i get this .

Thanks

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The judgment is over 6 years old...so they would struggle to execute anyway...current or previous address.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...
  • dx100uk changed the title to Sainsbury loan CCJ - sold to Cabot
  • 1 year later...

open

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So as i suspected,cabot used the statute barred debt firm over 20 years ago to drag me into court to RESTART the 6 year thing trying to collect on the 2006 Sainsbury's loan.

They have now sent me a letter saying i have paid so much of that debt it's time to get back track.

This has gone past harassment now,

I suppose the next letters will have more details as this one has no details other than what they say i have already paid and an outstanding balance that is hugely ridiculous...

Looking at my bank i cannot even find the last payment they had before i quit paying them.It was over 6 years.

In short...

The recent  ccj they tried to raise using HSBC must have been so they could try to add to that debt?

 

These people are seriously getting nothing off me after all of this,but what do i do here other than ignore?

 

Thank you for everything 

 

 

 

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the two are unconnected and can't be linked

 

scan up the new letter to PDF please

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Redacted details sorry i cannot do editing .Sorry i lost my head earlier and nearly ripped it up again so it got a little crumpled.I fear the day they knock my door as it could end badly.

 

 

new cabot letter.pdf

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Donation

However, you probably shouldn't make a donation until you are sure you've got a result. 😉

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3 minutes ago, BankFodder said:

Donation

However, you probably shouldn't make a donation until you are sure you've got a result. 😉

I tried to donate earlier on the donation thread,for all the previous advice,but it says link expired and goes back to the basic paypal log in?

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Click either of the links in your last post

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If you would be kind enough to post a link to the donation thread I'll go and have a look and see if I can correct it.

Ta

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1 minute ago, BankFodder said:

If you would be kind enough to post a link to the donation thread I'll go and have a look and see if I can correct it.

Ta

 

It might be my phones browser,i will sign in on my pc to try it.

 

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Thanks. I just tried the link and it works for me.

I'm afraid it may be something to do with your own settings in relation to your PayPal account. I can't think of any other explanation at the moment

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Yes you are correct, I use a vpn paypal securIty probably blocked it my bad , I will drop a donation in a minute when i update my paypal 

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posts moved to your sainsbury loan debt thread.

 

the letter from cabot is wanting you to restart payment on the sainsbury loan debt.

it doesn't say they are are going to do anything 

and neither can they.

 

when was the last time you repaid anything to anyone on the sainsbury loan debt?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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