Payday Loans,:Quickquid & Swift Sterling, Argggg.frustrating is setting in, please help

[alibali704]

Hey guys, I have posting on here a lot and the advice has been great, I have managed to sort our re-payment plans with Wonga, Payday Uk & Lending stream, however Quickquid & Swift Sterling are proving to be the toughest or most frustrating.

 

Quickquid did agree to a 6 month plan of £127.70 for 6 months but they wanted my bank details or debit card, advised I would not do this but would pay by Paypal, they then responded stating that they only accept paypal if you are making the payment in full & would still require my debit or bank details.

 

I have two bank accounts with one with no balance and the other I get my wages paid into, I agreed with Quickquid that I would pay them a £100.00 today switching that just amount over to my old bank account with no more and asked for the remaining balance of £673.00 be paid over 5 months, they refused stating that as I have not paid June balace they will still have to take a payment of £134.40 out on the 30th of June, & therefore more payments a month after,I have tried to argue that means me paying £234.40 in one month.

 

With Swift Sterling I emailed them on a few occasions asking them to contact me in writing , have had numerous phonecalls at my work and by text, I then got an email from Barry to say to contact him whom I have then since emailed him back with my original offer, with no response.

 

I have now been offered a loan by a good friend for £700.00 with no interest , to pay off Quickuid.

 

Sorry for the long speel , but my question is do I pay of Swift Sterling my total balance of £430.00 & pay off try to pay off some of my balance of £230.00 by installments to Quickquid @ £46.00 x 5 monthly payments.

 

Sorry so confused with what to do , everyones advices would be grateful xxx

[LK85]

i've had trouble with swift and they arent budging. All they have offered is to let me extend the loan for 3 months (so kind of them!).

 

Please let me know how you get on!

[Erica11 - Swift]

Hey guys, I have posting on here a lot and the advice has been great, I have managed to sort our re-payment plans with Wonga, Payday Uk & Lending stream, however Quickquid & Swift Sterling are proving to be the toughest or most frustrating.

 

Quickquid did agree to a 6 month plan of £127.70 for 6 months but they wanted my bank details or debit card, advised I would not do this but would pay by Paypal, they then responded stating that they only accept paypal if you are making the payment in full & would still require my debit or bank details.

 

I have two bank accounts with one with no balance and the other I get my wages paid into, I agreed with Quickquid that I would pay them a £100.00 today switching that just amount over to my old bank account with no more and asked for the remaining balance of £673.00 be paid over 5 months, they refused stating that as I have not paid June balace they will still have to take a payment of £134.40 out on the 30th of June, & therefore more payments a month after,I have tried to argue that means me paying £234.40 in one month.

 

With Swift Sterling I emailed them on a few occasions asking them to contact me in writing , have had numerous phonecalls at my work and by text, I then got an email from Barry to say to contact him whom I have then since emailed him back with my original offer, with no response.

 

I have now been offered a loan by a good friend for £700.00 with no interest , to pay off Quickuid.

 

Sorry for the long speel , but my question is do I pay of Swift Sterling my total balance of £430.00 & pay off try to pay off some of my balance of £230.00 by installments to Quickquid @ £46.00 x 5 monthly payments.

 

Sorry so confused with what to do , everyones advices would be grateful xxx

Hi,We encourage you and anyone who is having financial difficulties to contact us as soon as possible. We will do our best to find a solution for each situation. We cannot post our contact details directly here, we encourage you to look us up and contact us via our live chat, email address our free phone number.Kindest Regards,Customer Relations

[Doubled123]

Go away

[26072004]

shows how stupid these people are.

 

who would want to advertise on a website where the only people on it can not afford to pay their loans back???????

 

hope they get what they deserve.

[Erica11 - Swift]

- Hi,Swift Sterling would like to help all it's customers in the best way possible. Should anyone have any queries or concerns, you can contact us directly on 08000 124 080, via our live chat on www.swiftsterling.co.uk or via email on [email protected] Thanks,Swift Sterling Customer Relations

[ksmiggy]

Erica 11 , your staff do not respond to emails in a manner that suggests that they read them, when on the phone they only want full payment, and against OFT guidelines, they only offer the option of contact via phone to your collections teams, so please don't try to kid us.