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RE: Debt collector Harrassment


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Hello

 

I wonder if anyone can help me. Ive been receiving calls to my mobile phone. The call rings three times then stops.

 

This has happened a few times to i contacted the number to find it was from a company called AIC debt collectors chasing a Finance debt for a company that i used to be a Director for.

 

Back when i was a Director i took out a Lease Purchase agreement with Lombard for a Van (as the company is a valeting company) The agreement is in the name of the Company.

 

This agreement was solely on the van and no personal guarantees were signed by myself. Three years ago the company hit financial difficulty and a couple of payments were missed so Lombard who where extremely unhelpfull took the van back.

 

The company was at the time going to take legal action against them on the grounds of loss of income as we had attemped to pay back the defaulted payments and there was £54 oustanding left to pay which lombard refused to accept any further payments.

 

Lombard have been sending letters to the company chasing the remainding balance which was £2000 since they received the Van back. Because we felt we were unfairly treated we refused to pay as we were prepared to continue paying our monthly payments and keep the Van which was the companies livelyhood which they had refused.

 

Anyway the company battled on and was able to get another Van with another bank. It is now doing a lot better than 3 years ago and I've now sold this on to members of my family.

 

I'm now being told from this company who i have no idea how they have got hold of my personal information that i signed a personal guarantee for this van which i did not.

 

How can i take action against these bullys with regards to data protection. I've already made a complaint to Offcom with regards to cold calling.

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