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Hfo turnbulls court proceeding pls help!!


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He kept on saying that I need to be very careful how I proceed with this as it seems to him that I got the info from the internet, as I will end up with costs and the loan to pay back and my WS raised technicalities only. I have 14 days to pay the £108 costs and also file the application.

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Hants, empty your mailbox!

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

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Wunder are you sure you are not me as I have just had a court hearing and the judge said exactly word for word what you have said. My hearing was same time too.

 

basically i have to prove i never made the payments on doctored statements

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Hi Hants, It was so intimidating....the judge said my defence will be based in just technicalities and I need to be very careful. This means that TR can get away with illegal assignments!?

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Wunder are you sure you are not me as I have just had a court hearing and the judge said exactly word for word what you have said. My hearing was same time too.

 

basically i have to prove i never made the payments on doctored statements

 

Who turned up at your hearing Hants? Empty your PMs!

 

And how are you expected to prove a negative? Time for a 31.17 to your original creditor then. Stupid judges.

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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Well as far as i'm aware MS nolonger exist so how is anybody supposed to request anything??? Also as pointed out if Barclays really were not involved with my account then why mention HFO???

 

So what is a 31:17 as I have 14 days (Not working days) to comply and know for a fact that it will take longer to obtain any correspondance from MS.

 

Wunder who turned up at your hearing really need to know as I smell a rat?

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Hants – back to your own thread?

 

Wunder had a local rep.

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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Hi Hants, some Mr Fairclough, he was cagey about the firm name and didn't disclose it. He went in about the fact that defence was not feasible. Judge went on about my technicalities and how I will end up paying for loan and costs and to be careful. He also said TR were 'professionals'!!!

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All of this is really worrying me - correct me if I'm wrong, but SB isn't an ultimate defence if the last payment date requires absolute proof?

Would also like to know what a 31:17 is so I'm prepared for my situation going the same way.

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Hi Hants, some Mr Fairclough, he was cagey about the firm name and didn't disclose it. He went in about the fact that defence was not feasible. Judge went on about my technicalities and how I will end up paying for loan and costs and to be careful. He also said TR were 'professionals'!!!

 

There may be a reason for his being cagey. Use the Law Society to search for solicitors with this name in your area, but please don’t post here unless you can verify the identity.

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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A 31.17 is to get disclosure of info and docs from the original creditors. Here is a link.

 

http://www.justice.gov.uk/guidance/courts-and-tribunals/courts/procedure-rules/civil/contents/parts/part31.htm#IDAWK1HC

 

Being statute barred is a defence - the Judge is either inexperienced in this area, a fool or a mason :-)

 

If HfO provide a document showing a payment has been made - and the know that it is not a true document - they will be committing fraud.

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Hello Anna4. Please join in.

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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Welcome aboard Anna. have you issues with HFO or similar?

“The industry is rotten to the core, whether it is in-house recovery and collection, or where agents are used, or where the debt has been sold.” Andrew Mackinley MP, House of Commons, 22 April 2009

 

If a Cagger helps you, click their star. Better still, make a donation however small, so that CAG can continue to help others.

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Not with HFO but do have a lot of debt that is now being passed to the "in house" collectors,but i am ignoring them and continuing to pay £1 token payments to the OC's

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Just another thing, anyone that is sending bundles keep the receipts of guaranteed postage. The solicitor came to me before the hearing and said that he will contest that the court does not consider my WS as it was a day late. I said excuse me i posted it on the 16th january special delivery. He said yes but TR did not receive it till 18th, deadline was 17th January 2012. I luckily had the postage receipts and pulled them out confirming next day delivery, then it transpired that TR have changed address and have their mail redirected, and the solicitor said that they have not notified claimants of this, I said well that is not my fault is it???!. Phew that I had the proof of next day delivery as that shut him up!

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