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    • Many thanks for the replies and advice!   I what to send this email to the Starbucks CEO and the area manager. Your thoughts would be appreciated.   [email protected] [email protected]   Re: MET Parking PNC at your Starbucks Southgate site   Dear Ms Rayner, / Dear Heather Christie,   I have received a Notice to Keeper regarding a Parking Charge Notice of £100 for the driver parking in the Southgate Park Car Park, otherwise infamously known as the Stanstead Starbucks/McDonalds car park(s).   Issued by: MET Parking Services Ltd Parking Charge Notice Number: XXXXXXXXX Vehicle Registration Number: XXXX XXX Date of Contravention: XX.XX.XXXX Time: XX:XX - XX:XX   After a little research it apears that the driver is not alone in being caught in what is commonly described as a scam, and has featured in the national press and on the mainstream television.   It is a shame that the reputation of Starbucks is being tarnished by this, with your customers leaving the lowest possible reviews on Trustpilot and Trip Advisor at this location, and to be associated with what on the face of it appears to be a doubious and predatory car park management company.   In this instance, during the early hours of the morning the driver required a coffee and parked up outside Starbucks with the intention of purchasing one from yourselves. Unfortunately, you were closed so the driver walked to McDonalds next door and ordered a coffee, and for this I have received the Notice to Keeper.   It is claimed that the car park is two separate car parks (Starbucks/McDonalds). However, there is no barrier or road markings to identity a boundary, and the signage in the car park(s) and outside your property is ambiguous, as such the terms would most likely be deemed unfair and unenforcable under the Consumer Rights Act 2015.   I understand that Starbucks-Euro Garages neither operate or benefit from the charges imposed by MET Parking. However, MET Parking is your client.   Additionally, I understand that the charge amount of £100 had previously been upheld in court due to a ‘legitimate interest in making sure that a car park was run as efficiently as possible to benefit other drivers as well as the local stores, keeping cars from overstaying’.   However, this is not applicable when the shop or store is closed (as was the case here), as there is no legitimate interest. Therefore, the amount demanded is a penalty and is punitive, again contravening the Consumer Rights Act 2015.   As the driver’s intention of the visit was genuine, I would be grateful if you could please instruct your client to cancel this Notice to Keeper/Parking Charge Notice.   Kind regards
    • I received the promised call back from the Saga man today who informed me that the undertakers have decreed it IS a modification and they will need to recalculate a quote individually for me. However it all sounds very arbitrary. The more I think about it, and with help from forum replies, the more I am sure that it is not a modification. If for example the original seatback had become damaged by a spillage or a tear, I would be entitled to replace it with the nearest available part. The problem is when it comes to a payout after an accident, there is no telling what an individual insurer will decide when he notices the change. I am still undecided which of the two best routes to go with, either don't mention the replacement at all, or fill in the quote form without mentioning, and when it comes to buying the insurance over the phone, mention it at the time.
    • Please post up their letter so we understand what they've asked. You need to cover up your name and address and their reference number. HB
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Wescot anonymous postcard - prognosis?


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Hey all!

 

I have an outstanding debt of something like £4000 which was originally to Egg from 2005. This has been successfully ignored for years... Unfortunately my housemates helpfully registered me to vote for the recent elections, and I think the buggers have tracked me down. I also foolishly allowed myself to be registered when buying some stuff recently so I guess my data might also just have been passed on.*

 

I got one of wescot's "the occupier" postcards this morning. Not addressed to me but very coincidental, although the previous owner was similarly useless. It's headed for the bin, obviously, though I may have a little fun at "Alice's" expense from a payphone this evening, but what do you think the prognosis is? Can I expect the full treatment or is this just a fishing expedition?

 

Thanks, TGF

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Agreed never phone them ignore until they come up with some thing then post on here.

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Yes ignore. Presumably coming up to being statute barred this year sometime, if you have not paid or acknowledged the debt since 2005. If they are writing to the occupier, presumably they are hoping for someone to phone them quoting the reference, when they will check who lives at the address. They may have picked up you live there, but if there are multiple unrelated people, I think they are normally expected to find out you are definately resident at the address, before they start sending letters containing debt information. They may make phone calls to the address if you have a landline for the same purpose, so make sure others in the house are aware of this, so they don't confirm your residence to any mystery callers.

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Hey all!

 

I have an outstanding debt of something like £4000 which was originally to Egg from 2005. This has been successfully ignored for years... Unfortunately my housemates helpfully registered me to vote for the recent elections, and I think the buggers have tracked me down. I also foolishly allowed myself to be registered when buying some stuff recently so I guess my data might also just have been passed on.*

 

I got one of wescot's "the occupier" postcards this morning. Not addressed to me but very coincidental, although the previous owner was similarly useless. It's headed for the bin, obviously, though I may have a little fun at "Alice's" expense from a payphone this evening, but what do you think the prognosis is? Can I expect the full treatment or is this just a fishing expedition?

 

Thanks, TGF

 

 

not being on the electoral role will harm your credit worthiness more than a ccj.

 

so whatever rubbish wetcloths have they will have to play their cards first avout this one

 

ignore

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yeah I think the default was in May that year so hopefully already statute barred - though I'm not completely clear what the definition of acknowledging the debt is for those purposes. Fingers crossed anyway, and if they continue I plan on seeing what info they've got (is that a FOI request? I forget the jargon).

 

Anyway yeah will ignore. Just back from a wonderful holiday and not exactly what I wanted to see on the doorstep! Thanks all

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Acknowledgement of debt, admitting responsibility in writing or making a payment within the six year period from the cause of of action.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Definitely don't contact. If they write to you by name then you might, possibly consider doing something. You do need to have a look at your credit report to find out when this debt was defaulted.

 

Yeah but if I check my credit report I'll definitely have to give a current address, I thought that was a known route they get your details from? I reckon I can work out the default date from bank records.

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Yeah but if I check my credit report I'll definitely have to give a current address, I thought that was a known route they get your details from? I reckon I can work out the default date from bank records.

 

That's fine if you can do it accurately. The reason I said that was you said you think it was in May that year. If already SB there's no harm can be done by checking your CRF, if it isn't then if you can use bank details, great.

 

If it is SB then you cannot be made to repay it under any circumstances, so you can forget about it. Obviously it would be helpful for us to know one way or the other so we can give definitive advice.

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A debt becomes SB - 6 years and one month after last payment i.e. first missed payment is the 'cause of action' if it is a monthly account, if that makes sense.It is 5 years if you reside in Scotland.

 

CRF will probably show 'Default date' which can be any date after that, so beware.

Edited by coledog

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Hey, sorry guys my dates were out, and the defult will have been somewhere in 2007. Balls. So that's out of the window.

 

So I suppose the only thing to do now is wait and see what Wescots do. Checking back through my old files the debt had previously been assigned to Lewis. They could have sold the debt on I guess, but encouraging that it's not me they're after.

 

I already have a mortgage and don't want any more credit / debt. Is there any way of removing myself from the electoral roll?

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It is last payment date you need to find. The Electoral Role is a legal requirement. You can make sure that you on the restricted list (not available to advertisers, general public etc) but DCAs and anyone on 192.com who pays enough can access it. Does not mean they have found the right person though or confirmed that you still live there.

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