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Hi guys, have been trying to set up a repayment plan with quickquid in which they have now accepted a 6 month plan but have refused to give me their bank details. I have offered to pay by paypal but they have stated that they only accept paypal if the balance is paid in full and will only accept payments by direct debit & debit card, I do have my original account which has no money in it and was thinking i could maybe just transfer the exact monthly repayment from my new account to this one in order for them to be paid without getting any more.

 

Does anyone think this is a good idea or should i stick to my guns and push for the monthly payments to be paid by paypal.

 

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Thread moved to PayDay Loans forum

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DD would not be an issue, so long as there are no more funds available than you actually want them to take, and no wages etc go into that account.The only issue would be if you previously had any other PD loans and they still had your card details.......

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DD would not be an issue, so long as there are no more funds available than you actually want them to take, and no wages etc go into that account.The only issue would be if you previously had any other PD loans and they still had your card details.......

 

I disagree (politely of course) With a DD, the creditor could attempt to take more than is in the account therefore causing the account to go into overdraft. At the very least, I would set up a Standing Order. That way you have control of the funds.

 

If they continue to frustrate your attempts to repay them, write a formal complaint which then would allow you to go to the FOS should they continue to refuse you.

 

It beggars belief that when you are trying to be reasonable, they won't.

 

If you are ringing them then stop! Do it all in writing

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Nah, I wouldn't bother tbh. Just keep asking for their bank details. Report them to trading standards as QQ are now falling under OFT Guidelines. Eventually they will sell onto a DCA - most likely Mackenzie Hall, who in turn will probably pass on to yet another DCA - JB debt recovery. (More breakages as they aren't allowed to pass the debt around to all and sundry) If you stick to your guns they will probably offer a discount or allow you to set up a payment scheme. Only pay the loan plus 1 month's interest and refuse to pay any other silly charges. Keep posting here and don't worry hun, take control :wink:

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