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    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Swift Sterling, some help with how to deal


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Hi guys, just hoping if anyone can give me advice , emailed them with a repayment plan , to be basically told nope, have emailed them again stating there is no way i can pay in full and just keep getting the same reply stating the email has been passed to the collections department, but please note: they only deal with people over the phone,has anyone has had any other dealings with them and if so what is the next step.

 

Thanks for any advice x

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tell us about the debt please

 

in the mean time NO PHONE CALLS EVER!!!

 

their insistance is against OFT guidelines

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi there

 

my debt is for £427.50,

 

I have offered to pay over 12 months as this is the minimum I can afford

 

as I have 5 pay day loans altogether totaling around £3,500

and have managed to set up repayment plans with two of the companies,

but am still awaiting to hear from two of them ,

 

have been giving Swift Sterling bank details from another member on this site but dont know whether to start making payment through standing order without an agreement or just wait until I know what they are going to do.

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i think it will help you too read seq's blog in my sig

 

i take it this is a loan?

 

have you reclaimed late fees etc etc and ppi where misold?

 

dx

 

 

these are NOT priority debts and should be treated as such.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I defaulted on SS in March 2011. My debt is 825 pounds (pounds key doesn't work!!) They wouldnt accept repayment.

 

They have now passed to clarity debt collections who said I can pay a full and final settlement of 577 pounds over the next two months. I said I couldn't afford that, so at the moment I have agreed to pay 50 a month, but not sure if I will keep it up. c;arity were fine to deal with. I got a text from SS saying my debt has been passed to clarity and clarity responded by letter to me.

 

It will all be fine in the end

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  • 2 weeks later...
  • 2 weeks later...

Hi

I have had a loan from swift sterling too and i cant repay.

The bank cancelled my debit card as it wa cloned so may be they wont be able to take payment.

Wrote to them with anoffer

Do you have their account number so that i can set up a standing order.

Thanks

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