Natwest v Webbs Catering ****WON****

[ataction]

Have posted the letter declining offer today, recorded delivery as usual.

[webbscatering]

Same Here, should get it Monday... If im right to say they can either:-

a) go to court

b) appply for a stay and go to Mercantile

c) pay up

 

So basically we are no where near a finishing line yet, so tactically speaking they can cough up with conditions or drag it out as far as possible. Forcing people into acceptiong payment with conditions......I think!

[ataction]

Progress is progress, and they are going to pay us approx 90 pence a day (yes almost a pound!) while we wait.

[webbscatering]

Morning All, nice letter from Cobbets this morning, a copy of their AQ in particular Section G;

 

"Case management directions cannot be proposed until the claiment serves a reply to the request for further information which was due on 20 November 2006. In light of this, the defendant may amend its defence or apply to strike out".

 

Um that nice......what the hell are the on about, I got a special delivery note indicating i have sent them a letter refusing the CPR part 18, so what gives

[Deller]

This seems to be a stalling tactic, Kulmeister has received exactly the same this morning with the same date.

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/48806-kulmeister-natwest.html

[webbscatering]

Im going to fax this letter to cobbets tonight

natwest-bank/35672-cobbetts-cpr-18-request-7.html#post386449

with this added to it;

 

Dear Sir,

I have already replied to your letter which you have received by verification to Special Delivery docket number: ZC187073409GB. I am finding it difficult to comprehend what difficulties you are having to acknowledge this, and to what great lengths you are going to make a mockery of the Fast Track Judicial System by prolonging this case as long as possible.

 

Here is a more detailed reply to your request...............

 

What do you think?????

 

[webbscatering]

I faxed Cobbets last night with a more detailed letter, which i think is a waste of time, but its gone anyway. Should I contact the courts and explain that they have received all relevent documents and they are merely timewasting or leave it?

[ataction]

Excellent response, might be worth a phone call to Cobbetts on Monday morning, just to confirm they are in receipt of the info. Log the call, or even record it on your mobile.

[webbscatering]

I have the Fax confirmation slip and im going to Special Delivery the originals to them so there is absolutely no excuse as why they have not received it. But your right in view on how they are handling these cases it might be worth a call tomorrow

[mickskie]

Hi can you give me the correct address to send my first letter as im not sure if just sending it to my local branch would slow things down, plus can i claim from my mortgage company as well:?:

[webbscatering]

I would send one letter to your manager at your local branch with "CC.Mr.Bank Manager " the reason for this is just a feel good factor as i would love to see them squirm when they read it. and all they will do is send you a basic letter telling you everything they have done is all legal....which is a million miles from the truth.

 

and your intended letter to:-

 

Natwest

135 Bishopsgate

London

EC2M 3UR

 

As for your mortgage "Yes" if they have charged you for missed DD, go to this page http://www.consumeractiongroup.co.uk/forum/bank-action-group-against/

 

find your mortgage company and join that forum. I hope this helps.....Good Luck

[webbscatering]

Sorry Mickskie, send everything "Recorded delivery" it essential you have records of all correspondence sent

[mickskie]

Cheers thanks for that, will be interesting to see just how much they have taken over the years. How you doing with your claim ?

[webbscatering]

Im at the final stages of mine, this thread although there is alot to read will reveal the full story, its a rollercoaster ride as you get into it but its exciting because you know you will get your money back. The CAG forum is by my estimate one of the best things on the net at the moment. Take your time on your claim if you get stuck give us a shout im no pro but i can share my knowledge with you.

If you get good advice from fellow members dont forget to click on their reputation scales its a nice gesture.

[mickskie]

Sounds like fun, a mate of mine has just filed to the courts and awaiting his money unfortunatly he works away alot so dont see him often enough. Thanks for your help

Cheers Mick

[webbscatering]

Hi Guys, got a mletter from the courts a "General Form of Judgement or Order",

IT IS ORDERED THAT

Unless the claiment files an allocation questionaire with the court within three days of service of this order the claim shall be struck out together with the defence to any counterclaim.

 

Dated 06 December 2006

 

Shall i go to court on Monday morning with my court receipt as proof of sending my AQ, as any delays via phone or letter my result in it being thrown out.

[ataction]

Don't suppose you kept a copy of the AQ? I sent mine recorded delivery to the court and Cobbetts, I am going to check the Royal Mail website right now to see if they were delivered.

 

Sounds like aphone call and a visit may be necessary on Monday.

Good luck

[kulmeister]

Hi webbscatering

Just to let you know...I've received an official notice to pay all of the o/d within 28 days...22nd december....can they do that ?

The letter has come from lending office in Birmingham.

Also they will pass default notice to credit reference agencies.

I was thinking of sending default template letter to halt the process whilst the a/c is in dispute....what do you think ?

Regarding your AQ form i would phone the court or even let them have another copy asap.

[ataction]

Did they wish you a merry Christmas as well? Not sure what stage you are at with your claim, however:-

1) The account is in dispute due to your claim to recover erroneous charges.

2) You cannot address the subject of repaying the debt until you know what the debt is and that means resolving the charges issue.

That is my immediate reaction, but I am sure there is plenty of additional information on the site.

[Deller]

Hi webbscatering

Just to let you know...I've received an official notice to pay all of the o/d within 28 days...22nd december....can they do that ?

The letter has come from lending office in Birmingham.

Also they will pass default notice to credit reference agencies.

I was thinking of sending default template letter to halt the process whilst the a/c is in dispute....what do you think ?

Regarding your AQ form i would phone the court or even let them have another copy asap.

 

They are not allowed to insist on this while the account is in dispute.......you should inform them of this.

[kulmeister]

Thanks for advice...I'll post default letter 2moz...but you would think that Natwest should inform the lending centre that my a/c is in dispute..obviously not.

I read on the forum that when the banks about to settle this is a way of scaring you into paying the o/d off.....that's my intention anyway.They also keep applying more charges on a/c.

[webbscatering]

No I didnt take a copy of the AQ, luckily enough i do have the court receipt and the Special Delivery Receipt as proof of posting and payment

[webbscatering]

Back from court, with an apology and a red face. The Clerk said the letter was sent out by mistake and the judge will be seeing my AQ today....so back on schedule

[natwesttookmymoney]

Hurray!

[webbscatering]

I WON.... thanks guys could'nt have done it without your help, a nice cheque for £4252 arrived last week special delivery. Only picked it up today what a surprise, THANKS CAG, thanks thanks thanks.....etc