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    • Should this to be take into court with him or should he send something in earlier?
    • This is the other sign  parking sign 1a.pdf
    • 4 means that they need to name and then tell the people who will be affected that there has been an application made, what the application relates to (specificially "whether it relates to the exercise of the court’s jurisdiction in relation to P’s property and affairs, or P’s personal welfare, or to both) and what this application contains (i.e what order they want made as a result of it) 5 just means that teh court think it is important that the relevant people are notified 7 means that the court need more information to make the application, hence they have then made the order of paragraph 1 which requires the applicant to do more - this means the court can't make a decision with the current information, and need more, hence paragraph one of the order is for the applicant to do more. paragraph 3 of the order gives you the ability to have it set aside, although if it was made in january you are very late. Were you notiifed of the application or not?    
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    • Hi, In my last post I mentioned I had received an email from SS who were asking me to hand over the keys to my mother’s flat so they could pass them to the Law firm who have been appointed court of protection to access, secure and insure my mother’s property.  Feeling this, all quickly getting out of my hands I emailed ss requesting proof of this. I HAVEN’T HEARD BACK FROM SS.  Yesterday, I received an email (with attached court of protection order) from the Law Firm confirming this was correct (please see below a copy of this).  After reading the court of protection order I do have some concerns about it:   (a)   I only found out yesterday, the Law firm had been appointed by the court back in January.  Up until now, I have not received any notification regarding this.  (b)   Section 2   - States I am estranged from my mother.  This is NOT CORRECT    The only reason I stepped back from my mother was to protect myself from the guy (groomer) who had befriended her & was very aggressive towards me & because of my mother’s dementia she had become aggressive also.  I constantly tried to warned SS about this guy's manipulative behaviour towards my mother and his increasing aggressiveness towards me (as mentioned in previous posts).  Each time I was ignored.  Instead, SS encouraged his involvement with my mother – including him in her care plans and mental health assessments.   I was literally pushed out because I feared him and my mother’s increasing aggression towards me. Up until I stepped back, I had always looked after my mother and since her admission to the care home, I visit regularly.   .(c)    Sections -  4, 5 and 7  I am struggling to understand these as I don’t have a legal background.  I was wondering if there is anyone who might be able to explain what they mean.  It’s been a horrendous situation where I had to walk away from my mother at her most vulnerable because of; ss (not helping), scammer and groomer. I have no legal background, nor experience in highly manipulative people or an understanding of how the SS system operates, finding myself isolated, scared and powerless to the point I haven’t collected my personal belongings and items for my mother’s room in the care home.  Sadly, the court has only had heard one version of this story SS’s, and based their decision on that. My mother’s situation and the experience I have gone through could happen to anyone who has a vulnerable parent.    If anyone any thoughts on this much appreciated.  Thank you. ______________________________________________________  (Below is the Court of Protection Order)  COURT OF PROTECTION                                                                                                                                                                                   No xxx  MENTAL CAPACITY ACT 2005 In the matter of Name xxx ORDER Made by  Depty District Judge At xxx Made on xxx Issued on 18 January 2024  WHEREAS  1.     xxx Solicitors, Address xxx  ("Applicant”) has applied for an order under the Mental Capacity Act 2005.  2.     The Court notes (my mother) is said to be estranged from all her three children and only one, (me) has been notified.  3.     (Me) was previously appointed as Atorney for Property and Affairs for (my mother).  The Exhibity NAJ at (date) refers to (me) and all replacement Attorneys are now officially standing down.  4.     Pursuant to Rule 9.10 of the Court of Protection Rules 2017 and Practice Direction 9B the Applicant 2must seek to identify at least three persons who are likely to have an interest in being notified that an application has been issues.”  The children of (my mother), and any other appointed attorneys are likely to have an interest in the application, because of the nature of relationship to (my mother).  5.     The Court considers that the notification requirements are an important safeguard for the person in respect of whom an order is sought.  6.     The Court notes that it is said that the local authority no longer has access to (my mother’s) Property.  7.     Further information is required for the Court to determine the application.  IT IS ORDERED THAT  Within 28 days of the issue date this order, the Applicant shall file a form COP24 witness statement confirming that the other children of (my mother) and any replacement attorneys have been notified of the application and shall confirm their name, address, and date upon which those persons were notified.  If the Applicant wishes the Court to dispense with any further notification, they should file a COP9 and COP24 explaining, what steps (if any) have been taken to attempt notification and why notification should be dispensed with.   Pending the determination of the application to appoint a deputy for (my mother), the Applicant is authorised to take such steps as are proportionate and necessary to access, secure and insure the house and property of (my mother).   This order was made without a hearing and without notice.  Any person affected by this order may apply within 21 days of the date on which the order was served to have the order set aside or varied pursuant to Rule 13.4 of the Court of Protection Rules 2017 (“the Rules”).  Such application must be made on Form COP9 and in accordance with Part 10 Rules.              
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shoosmiths??


jimbob11
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I handed the keys back to my home in 1996 and have had various debt collection agencies chasing me for 10 grand ever since.

I have basically ignored all previous letters as they were DCAs.

I split with my partner (joint mortgage) and we dont see each other.

i dont know if she has cleared any of the original debt (or if it matters)

I now have shoosmiths threatening me with legal action if i don't contact them.

Do these people have any more weight than a debt collection agency or will they eventually fizzle out like the other companies?

After all the other DCAs started contacting me I assumed that the mortgage company had sold on the debt, but having read a couple of threads on here it may be that the debt still lies with the mortgage company as shoosmiths don't buy debts.

 

PS

I have no current mortgage (all in my partners name)

 

PPS

all the letters as yet are computer generated responses and none have been personally signed by anyone

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I think you need to find out where you stand in terms of timescale - 15 years of no communication from you is a long time to hold a debt and could well be statute barred as it is so old. If it is nothing they can do, I am sure someone with greater knowlege will be along soon

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If there has been no payment or acknowledgement of the debt for twelve years then it is statute barred. The only way to find out if your ex has acknowledged or made any payment to the debt is to send a subject access request to the original lender.

 

You will need to send a £10 postal order (not cheque) with the SAR - write on the back of the postal order "payment for subject access request only - not to be used as payment." Send by recorded delivery and keep a copy of the letter and a photocopy of the front and back of the postal order for your records, then print off the signature receipt from the royalmail website to keep with the letter also.

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If there has been no payment or acknowledgement of the debt for twelve years then it is statute barred. The only way to find out if your ex has acknowledged or made any payment to the debt is to send a subject access request to the original lender.

 

Is that a good idea?

Wouldn't that action simply be an act of acknowledging the debt?

Why would someone who didn't acknowledge a debt start asking if someone who was liable had made contact or payments?

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Is that a good idea?

Wouldn't that action simply be an act of acknowledging the debt?

Why would someone who didn't acknowledge a debt start asking if someone who was liable had made contact or payments?

 

The point is that if your ex has been making payments, and one of them has fallen inside the statute barred period (i.e. 12 years) then the mortgage company, or whoever they appoint, are still within the time frames for taking further court action should they choose to. Getting a SAR allows you to see whether there has been any payment made during the last twelve years - if there has, you and your ex remain jointly and severally liable for repayment. That's why you have to know...though you could of course continue to ignore them. But sending a SAR isn't acknowledging the debt, it's asking for information about the account they hold on you.

 

One point - even though a debt may be statute barred, what this means is that no court action can be taken to enforce payment, but it does not mean that the debt cannot continue to be chased (you still owe the money). In fact, it'll more than likely be sold on once the statute period is up as the mortgage company will want to get rid and various other companies will no doubt try to get money from you - though with no fear of court action it is usually safe to ignore them.

 

At this point in time, you do not know if it is safe to ignore Shoosmiths - and they are litigators, so finding out what their position currently is, may well be the best way forward.

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Shoosmiths are solicitors; acting on behalf of other companies.... If you suspect that this may be stat. barred then you need to write and tell them (by rec, delivery), remembering to include the words "I do not acknowledge any debt to your company or to any company you may claim to represent" at the top.

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again ,writing to them asking enquiring if a debt is statute barred would indicate that i am aware of the debt.

why would someone enquire as to a debts origins and history unless you were aware if its existence?

As yet they have no proof that I have received any correspondence whatsoever.

 

Until they start sending recorded mail, it will remain that way, I will start to write to them once this happens.

The strange thing is that every debt agency that has written to me have different figures of the outstanding debt (going up and down)

Surely the mortgage company would have a clear figure in mind if they had any idea of the amount I allegedly owed.

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they don't need proof that you read anything...they will prove that they sent it though.

send a SAR to find out where you stand...£10 is a small price to pay.

as above, do not acknowledge the debt.

 

it's your call

If my advice helped you please click my star

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i dont know if its stat barred though, if my ex has made payments or acknowledged the debt then its not stat barred.

 

Would they really send a court summons to an address they don't actually know if a persons living there?

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i dont know if its stat barred though, if my ex has made payments or acknowledged the debt then its not stat barred.

 

Would they really send a court summons to an address they don't actually know if a persons living there?

 

It's been known to happen, yes. It's for them to prove it's not stat. barred by the way; not for you to prove it is.

 

:-)

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