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HFO Capital/Services/Roxburghe - OFT Minded to Revoke Licences!


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The judge agreed that the NoA was impossible - it stated an assignment to Ireland on a date the Irish company did not yet exist, so was clearly a fabrication. Sadly, sometimes they get away with it. Hopefully this is the kind if thing the OFT are looking at.

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ive already held Bongo to be solely responsible in no uncertain terms him and Di Di ,i also sent the copy of the letter to the fsa sometime last year ,he has neither responded nor denied liability , so perhaps when we can go for the unlawful parts of his business we can use the correspondence he already has sent to him registered of course

patrickq1

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There's no law preventing the taking photographs of anyone or any structure in the UK as long as the snapper is on public land (a roadway for instance) and the person/buiding is in full view (you haven't opened a gate for instance) If you are asked to delete a shot you have every right to refuse. Ordering you to do ( a plod tried it with me once) and that person can be held liable for criminal damage.l

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Well this is absolutely bloody marvellous. What an incredible result. I have no doubt whatsoever it was due to the gutsy people here who refused to be battered by this grubby little company but yes DonkeyB they will probably pop up elswhere under another name - it's like having moles in your lawn.

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The OFT have taken some sort of action against debt management companies lately and have been making warlike noises about other areas of consumer concern - without making too much fuss of course - so perhaps it was only a matter of time before debt collectors were targeted. This howvere is a great result and others in the field of dodgy debt collection should be very worried. Whose next? Freds & Carter?

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They do not go away. But without a licence, they cannot be sold. Nearly all the debts purchased pre-31 Jan 2008 are unenforceable anyway, IMO, as the sale to HFO Capital Ireland on that date was illegal as the company did not have a consumer credit licence - this makes the sale void, so technically, I believe, title should revert to Cayman. But Cayman now has no licence. HFO Ireland could have held their hands up and applied to the OFT to pay a large fee to validate the illegal transaction, but they were greedy and did not. They erroneously claim in court that they can rely on HFO Services's licence, but that is another fib.

 

Then there's the issues of who actually bought the accounts, and the famous CP2 instant reassignment of their 'entire portfolio' (HFO's words, not mine) to Services from Capital. They tried to circumvent this clear intention with a nasty little attempt at a retrospective clarification contract, made in January 2010, again which they used in court.

 

So my view is that HFO Ireland don't actually own these accounts anyway, so if they try to pass them to, eg. Validor, they may find themselves in further bother.

 

Their web of deceit and fibs is finally catching up with them.

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They can take it to court and have with a number of these. You can point out the concerns over the transaction and produce the evidence in your defence. Whether this is accepted or not is up the judge and, in some cases, the judge has ignored this evidence possibly because the defendant has not been able point this out sufficiently in legal terms.

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No, the sale in 2006 may well have been proper. But in my view it should gave been instantly reassigned to HFO Services.

 

That aside, it is the sale from HFO Capital Cayman to HFO Capital Ireland that is the problem. We're hoping to have this tested in court soon, but at the mo I believe there to be counsel opinion that they have a problem with the acquisition being possibly illegal due to Ireland not having a CCL at the time of the transaction. It was a very serious cock up.

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A summons comes from the court 1St or 2nd class I've only had 1 CCA RD

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No, not waiting for a SAR, only HFO and Hillesdens on my back at the moment so I suppose it could be Hillesdens, they think they sent a complete CCA but it was minus pages mentioned on the front page and no T & C's. I did send a Account in dispute, but I guess this may not have stopped them. SB'd soon anyway. Nothing like this actually worries me anymore, just very curious!

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