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Capquest and Statutory Demands


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Hi peeps!

 

My story briefly:

SD from CQ

Applied to set-aside and lost

Appealed decision and lost

Waiting for CQ to petition, but nothing as yet

 

The would be mad to petition anyway as I have no assets, and their share of my total debt once I wake up the dormant ones for BR is about 5%!

 

uteb.

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It works fine - and the PDF is now on my Desktop.

 

Many thanks.

Smeagol

 

Thank you all for being part of a forum which sheds light into this murky world.

 

I used to be uncertain - but now I'm not so sure....

 

Found an interesting post on 38degrees about Bankers (et al) hiding behind bad sections in the Data Protection Act. If you want to change it add your support by voting for the proposal to change the legislation - and tell all of your friends (as I am doing here). The link is http://tinyurl.com/6fttnx5

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Hi All just a quick question if the debts collectors write to me an avarege between 1 and 3 months once but I never reply to them just ignoring and put their letters in the bin does that means I acknowledge the DEBTS? ALTHOUGH THE DEBTS FROM 2002 AND THE LAST TIME I REMEMBRR. I PAID WAS ALMOST 6 YEARS AGO AND NEVER REPLIED TO THEIR LETTERS PLS ADVICE THX, ANOTHER QUESTION PLS IF U HAVE CCJ FOR HOW LONG REMAIN IN UR FILE THX

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http://www.consumeractiongroup.co.uk/forum/showthread.php?316081-Capquest-Statutory-Demand-Notice-Help-Needed-Please/page2

 

CapQuest issued SD on this one. OP decided to ignore as CQ had ignored his letters.

 

It would appear no further action has been taken - evidence IMHO that the SD was just being used as a debt collection tool.

 

I received similar in Feb 2010 from Crapquest, this prompted me to research SD's and that lead me here to CAG :wink: (see join date left...)

 

I ignored it and sent a CCA request, never had any follow up from the SD and they failed to provide a satisfactory CCA (just sent my application form).

 

The SB clock is running and everything falls off my CR file in August next year :whoo:can't wait!

Andrew

 

Escaped the DCA nightmare, now helping others start businesses

www.ukleakdetection.co.uk

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  • 1 month later...

CQ is desperate to get an actual signature to the extent that it fails, persistently, to comply with letters of authority signed (as understood by the Courts) by their "victim". Good for them because their actions amount to criminal harassment - an indictable offence.

 

This forum generally advises never providing a DCA with a handwritten signature whilst CQ will accept nothing less - to their cost, one suspects. My advice (which is generally worthless) is simply to ignore letters of harassment (keeping them all, of course) and just to let them keep on digging.

 

What do others think?

Smeagol

 

Thank you all for being part of a forum which sheds light into this murky world.

 

I used to be uncertain - but now I'm not so sure....

 

Found an interesting post on 38degrees about Bankers (et al) hiding behind bad sections in the Data Protection Act. If you want to change it add your support by voting for the proposal to change the legislation - and tell all of your friends (as I am doing here). The link is http://tinyurl.com/6fttnx5

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Smeagol, if the letter is obviously harassment, then I agree with you.. ignore.

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Hi there,

 

My partner was served a SD on Friday of last week.

 

We contacted Halifax to see when the last payment was made, they said Dec 2005. We also got a copy of his credit file and this debt is not listed at all.

 

Halifax could not give us the exact date in Dec as they only had limited information after passing the case over to CapQuest, therefore we are a bit unsure as to whether this is SB'd or not.

 

My question is what do we do now, do we simply ignore the SD, or write to CapQuest stating it is SB'd and hope that it is by now? Or is there someway of delaying any further action by them until the end of Dec by which time the debt will defo be SB'd.

 

Kindest regards

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In addition, I would suggest a SAR to the Halifax. On what basis do they hold incomplete records (other than incompetence)?

 

Also check out the latest version of the OFT Codes of Practice which covers SDs by DCAs since the guidelines have been tightened, somewhat.

 

There is also excellent guidance on this forum about not acknowledging that you accept that there is a debt and that the matter is in serious dispute on that basis alone.

Smeagol

 

Thank you all for being part of a forum which sheds light into this murky world.

 

I used to be uncertain - but now I'm not so sure....

 

Found an interesting post on 38degrees about Bankers (et al) hiding behind bad sections in the Data Protection Act. If you want to change it add your support by voting for the proposal to change the legislation - and tell all of your friends (as I am doing here). The link is http://tinyurl.com/6fttnx5

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delete duplicate

Edited by Smeagol
Posted twice - keep getting this recently. How do I delete my post?

Smeagol

 

Thank you all for being part of a forum which sheds light into this murky world.

 

I used to be uncertain - but now I'm not so sure....

 

Found an interesting post on 38degrees about Bankers (et al) hiding behind bad sections in the Data Protection Act. If you want to change it add your support by voting for the proposal to change the legislation - and tell all of your friends (as I am doing here). The link is http://tinyurl.com/6fttnx5

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