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Secured loan Charges refund wanted


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BHorse have been charging lots of collection activity charges (£30) that a friend of mine wants to claim back to help reduce the debt - as this is a second secured loan against the house which another lender has the first charge on do we use the mortgage charge letter template to request these charges back or would it be a different letter :???: These results have come to light from a recent Subject Access request. Thanks

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hi i haven't seen the mortgage charges letter but i would recommend that you do reclaim any excess charges over 12 pounds , so yes reclaim every extra penny it all helps ,

patrickq1

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

 

 

 

Advice & opinions given by patrickq1 are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional

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