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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Maroonfox5 V Abbey SETTLED IN FULL (I KNEW THEY WOULD)


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YIPPEE.....................

DLA PIPER HAVE JUST INFORMED ME TODAY THAT THEIR CLIENT.

'

'THE SHABBY' ARE TODAY IN THE PROCESS OF CREDITING MY ACCOUNT WITH

FULL SETTLEMENT FIGURE

HOOOOOOOOOOOOAAAAAAAAHHHHHHCHARLIE

THANKS FOR EVERYONES HELP ON THIS SITE DONATION ON ITS WAY.

MF5..............JUST DOWNING MY 5TH PINT:D

PS TIP FOR ANYONE ON HERE V SHABBY JUST HOLD OUT YOU WILL ALWAYS GET THE FULL PAYOUT IF YOU HOLD YOUR NERVE.

Halifax Bank plc £1573 settled 19/6/ 06 :D

 

Abbey National PLC

Settled in full £1,754 15/9/06 :grin:

 

Halifax Credit Card £441.63 settled in full 27/10/06 :-)

 

 

Mortgage Express ERP

Pre letter 10/7/06

LBA 27/7/06

MCOL issued 6/9/06

Court Date Feb 06

Lost in court costs awarded £7,500PAYPAL [email protected]

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Cheers.......

 

I certainly will.

 

This lot took me right to the death on this......Prem hearing Mon 10.30am 18/9

 

Can you believe this.....DLA actually turned down my counter offer that I made

 

which would have amounted to a saving for them of £70 + £100 allocation fee + extra daily interest.

 

 

MUPPETS.............

 

THIS JUST PROVED A POINT TO ME THAT YOU SHOULD TAKE THEM ALL THE WAY ,IT'S ALL ABOUT BOTTLE.

 

IF ANYONE NEEDS SOME ADVICE JUST ASK.

 

MINES A PINT

 

MF5:D

Halifax Bank plc £1573 settled 19/6/ 06 :D

 

Abbey National PLC

Settled in full £1,754 15/9/06 :grin:

 

Halifax Credit Card £441.63 settled in full 27/10/06 :-)

 

 

Mortgage Express ERP

Pre letter 10/7/06

LBA 27/7/06

MCOL issued 6/9/06

Court Date Feb 06

Lost in court costs awarded £7,500PAYPAL [email protected]

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Thanks karnevil.

 

Just edited my cp to the same lol as yours ..............

 

 

IT LOOKS BETTER:D

 

MF5

 

Going to have my 7th now see ya,all later hic..............................

Halifax Bank plc £1573 settled 19/6/ 06 :D

 

Abbey National PLC

Settled in full £1,754 15/9/06 :grin:

 

Halifax Credit Card £441.63 settled in full 27/10/06 :-)

 

 

Mortgage Express ERP

Pre letter 10/7/06

LBA 27/7/06

MCOL issued 6/9/06

Court Date Feb 06

Lost in court costs awarded £7,500PAYPAL [email protected]

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Congratulations!!!!!

 

I'm sure I must be soming up to the top of the pile soon with the Abbey?!!!

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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Congratulations maroonfox5, gives me confidence with my claim in the courts. Spend it with the knowledge that now you know what a wunch of bankers they are.

 

Regards bish.

Abbey : £8070.41*PAID IN FULL*14/02/07:D

Capital one : LBA sent 17/09/06 £1,087.22

Marbles : LBA sent 17/09/06 £720.00 ; £720 offer accepted:D

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Karen29...

 

I think so too I would expect you to receive something in the next week or so.

 

My letter for the preliminary hearing arrived only 5 days before the hearing date,and I got the offer within 2 days of that .

 

Good luck you're nearly there now .

 

Regards

 

MF5

Halifax Bank plc £1573 settled 19/6/ 06 :D

 

Abbey National PLC

Settled in full £1,754 15/9/06 :grin:

 

Halifax Credit Card £441.63 settled in full 27/10/06 :-)

 

 

Mortgage Express ERP

Pre letter 10/7/06

LBA 27/7/06

MCOL issued 6/9/06

Court Date Feb 06

Lost in court costs awarded £7,500PAYPAL [email protected]

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Bish...

 

I certainly wil do , I'm going to make the moneyclain online payment for my next claim against them using this money in my abbey account (before they close it) :lol: .

 

Your claim looks to be a chunky one ,hold your nerve and you'll get the lot.

 

I can recommend alanfromderby's thread re the abbey its good reading and has a great result at the end.(also he has some good tips for anyone doing battle with the shabby.

 

Good luck

 

Regards

 

MF5

Halifax Bank plc £1573 settled 19/6/ 06 :D

 

Abbey National PLC

Settled in full £1,754 15/9/06 :grin:

 

Halifax Credit Card £441.63 settled in full 27/10/06 :-)

 

 

Mortgage Express ERP

Pre letter 10/7/06

LBA 27/7/06

MCOL issued 6/9/06

Court Date Feb 06

Lost in court costs awarded £7,500PAYPAL [email protected]

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Kathysmith66......

 

Hi .is that your real name ?it might be better to change it to a nick name as I know some of the banks watch the site.

 

Have you read the FAQ's yet?

 

It took me about 2 weeks of reading these and also following threads before I got going properly.

 

My tip to you is dont rush as this is all about being thorough and paced.

You will get your money back but it does take time I'm afraid.

 

I presume you know how much your charges are for then and you've sent the prem letter off asking for it back.

 

If I can help let me know

 

 

Regards

 

MF5

Halifax Bank plc £1573 settled 19/6/ 06 :D

 

Abbey National PLC

Settled in full £1,754 15/9/06 :grin:

 

Halifax Credit Card £441.63 settled in full 27/10/06 :-)

 

 

Mortgage Express ERP

Pre letter 10/7/06

LBA 27/7/06

MCOL issued 6/9/06

Court Date Feb 06

Lost in court costs awarded £7,500PAYPAL [email protected]

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Funky.

 

Have you sent in your allocation questionaire yet?

 

MF5

Halifax Bank plc £1573 settled 19/6/ 06 :D

 

Abbey National PLC

Settled in full £1,754 15/9/06 :grin:

 

Halifax Credit Card £441.63 settled in full 27/10/06 :-)

 

 

Mortgage Express ERP

Pre letter 10/7/06

LBA 27/7/06

MCOL issued 6/9/06

Court Date Feb 06

Lost in court costs awarded £7,500PAYPAL [email protected]

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Hello,

Just joined today and have already sent Abbey the first standard letter. They have replied and said no, and that the charges are fair etc etc. My request for a copy of all charges for last 6 years has been ignored though. The only problem is that this is only at branch level so far. Can I have any advice as to the next step, am prepared to go all the way as they owe me over £3K i reckon.

 

Regards

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  • 2 weeks later...

Hi help i've just got the mirco fchel spill has anyone else got this, asking for £5.00 per account for one month? is this allowed??

Clare:)

 

1. Abbey National Requested Statements 04/Aug/2006

2. Abbey National One years statements received 16/Aug/2006

3. Pam Speed Replied with Data Protection letter fob off-15/Aug/2006 -all archived onto microfiche, which is not covered under Data Protection Act. So I must pay 10.00 per month for copies of statements past 40 day period.

4. Apology letter received 26/Sep/2006 Grant Allman Mircofiche records not held under filing system, not covered by Data Protection Act, so therefore will not be provided to me under the S.A.R - (Subject Access Request). Fee is £10 per account per month

5. Letter -current investigating under way and will be back in contact in 4 weeks, letter received 27/Sep/2006

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Well done MF5!:D

 

Sorry I was away when your victory took place, will be round though for a celebratory beer!

Ah and onto the next one?

 

Congratulations again...

 

Libertie:D

______________________________________________________________________

Halifax prelim 23/5/06, LBA sent 31/5/06, moneyclaim 27/6/06, Halifax intend to defend, halifax paid up!19/7/06:D Donation made.

Amex prelim 22/5/06, LBA sent 5/6/06, Final LBA sent 9/6/06, settled 30/6/06:D Donation made.

Barclaycard prelim 26/5/06, LBA sent 9/6/06......to be contd

HSBC prelim sent 6/9/06, LBA sent 19/9/06, MCOL 12/10/06....

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