Jump to content


  • Tweets

  • Posts

    • If the claimant fails to draft directions the court can order a Case Management Hearing to set them but normally in Fast Track claims the claimant sets the directions...Unlike small claims track which are always set the court.
    • Not Evris offer, the court offers mediation service.   All claims proceed to hearing if mediation fails /not happen.   Why do you not wish to attend in person to stand your claim ?     Absolutely you must comply with the courts directions or your claim risks being struck out. Preparation for a hearing should happen irrespective of mediation.   https://www.consumeractiongroup.co.uk/topic/460613-suing-a-parcel-delivery-company-when-you-dont-have-a-direct-contract-with-them-–-third-party-rights-copy-of-judgment-available/#comment-5255007   Andy  
    • LPA.  (I'm fighting insolvency due to all the stuff that he and lender have done).  He appointed estate agents - (changed several times). Disclosure shows he was originally appointed for a specific reason (3m after repo) : using his powers as acting for leaseholder to serve notice on freeholders (to grab fh).  There was interest from 3 potential buyers. He chose one whose offer depended on a positive result of the notice.  Disc also shows he'd taken counsel advice - which was 'he'd fail'.  He'd simultaneously asked to resign as his job (of serving notice) was done and he'd found a buyer.  Lender asked him to stay on to assign notice to the buyer.  Notice failed, buyer didn't buy.  So receiver stayed.  There was 1 buyer who wanted to proceed w/o fh but receiver/ lender wasted 1y trying to get rid of them!  Disc shows why. But I didn't know why at the time. In later months Lender voiced getting rid of receiver. Various reasons - including cost.  But there's a contradiction/ irony: as I've seen an email (of 4y ago) which shows the receiver telling lender not to incur significant costs and to minimize receiver costs.    Yet lender then asked him to serve another notice - again counsel advice indicated 'he'd fail'.  And he did fail.  But wasted 3y trying and incurred huge legal costs - lender trying to pass on to me. Lender interfered - said wanted to do works.  Receiver should have said no.  But disc. shows he agreed to step aside to let them do the works - on proviso lender would discuss potential costs first (they didn't), works wouldn't take long (took 15m), and lender would hold interest (they didn't) (this last point is crucial for me now - as I need to know if I can argue that all interest beyond this point shouldnt be allowed?)   I need to check receiver witness statement in litigation with freeholders to see exactly what he said about 'his position'. But I remember it being along the lines of - 'if the works increased the value of the property he didn't have a problem'.  Lender/ receiver real problems started at this point. The cost of works and 4y passage of time has meant there is no real increase in value. Lender (or receiver) didn't get any permissions (statutory or fh) (and didn't tell me) and just bulldozed the property to an empty shell.  The freeholders served notice on me as leaseholder for breach of covenants (strict no alterations).  The Lender stepped in (acting for me) to issue notice for relief of forfeiture - not the receiver.  That wasted 2y of litigation (3y if inc the works) and incurred huge costs (both sides).  Lender's aim was to do the works that every potential buyer balked at due to the lease restrictions.  Lender and receiver knew couldn't do works w/o fh permission. Lender did them anyway; receiver allowed.  Receiver remained appointed.  I'm arguing lender interfered in receiver duties.  Receiver should have just sold property 4-5y ago w/o allowing any works.  Almost 3y since works finished the property remains unsold (>5y from repo). The property looks brand new - but it was great before.  The lender spent a ton of money - hoping that would facilitate a quick sale.  But the money they spent and the years they have wasted has meant they had to increase sale price.  It's now completely overpriced.  And - of course - the same issues that put buyers off (before works) still exist.   The receiver has tried for 2y to assert the works increased value. But he is relying on agents estimates - which have proved highly speculative. (Usual trick of an agent to give a high value to get the business - and then tell seller to reduce when no-one buys.). And of course lender continues to accrue interest (despite 4y ago receiver saying pause interest). Lender tried to persuade receiver to use specific agent. Disc shows this agent was best friends with the lender's main investor in the property.  Before works this agent had valued it low.  After works this agent suggested a value 70% higher!  The lender persuaded receiver to sack one agent and instead use this agent.  No offers. (Price way too high).   Research has uncovered that this main investor has since died.  I guess his investment is part of probate? And his family want it back?    Disc shows the sacked agent had actually received a high offer 1y ago.  Receiver rejected it.  (thus I don't know if the buyer would have ever proceeded). He was relying on the high speculative valuation the agents had given him to pitch for the business. The agents were in a catch-22.  The receiver sacked them. Disc shows there has been 0 interest ever since (inc via new agent requested by lender). I don't think lender or receiver want all this to come out in public domain via a trial.  It will ruin their reputations. If I can't get an order for sale with lender - can I apply separately against receiver?
    • Ok many thanks. Just wanted to check that nothing else for us to do / send for the moment. Will update again once we receive a copy of their N181 and proposed directions for review. Our post is a bit hit and miss at the moment. Appreciate the help through this process.
    • Yes and will ask you if you are in agreement and or wish to add /remove any direction.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Moorcroft and public breach of DPAct.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4717 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Wow.

 

Someone obviously made a deliberate decision to address the envelope to this chap. And then Moorcroft have the bare faced front to say that they haven't broken any data protection regs?

 

Their incompetence is astounding. Simply unbelievable!

Worry tends to make the smallest thing throw the largest shadow - Swedish Proverb

Link to post
Share on other sites

Thanks

Link to post
Share on other sites

and thanks for putting the swearword in the title too..

 

all around twitter now.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Sorry dx

 

I had not realised it was a swear word having drawn my inspiration from:

 

Cock Up Your Beaver

 

by Robert Burns

I.

 

When first my brave Johnnie lad

Came to this town,

He had a blue bonnet

That wanted the crown;

But now he has gotten

A hat and a feather, -

Hey, brave Johnnie lad,

Cock up your beaver!

II.

 

Cock up your beaver,

And cock it fu' sprush,

We'll over the border

and gie them a brush;

There's somebody there

We'll teach better behaviour -

Hey, brave Johnnie lad,

Cock up your beaver!

x

 

v

Link to post
Share on other sites

Sorry dx

 

I had not realised it was a swear word having drawn my inspiration from:

 

Cock Up Your Beaver

 

by Robert Burns

I.

 

When first my brave Johnnie lad

Came to this town,

He had a blue bonnet

That wanted the crown;

But now he has gotten

A hat and a feather, -

Hey, brave Johnnie lad,

Cock up your beaver!

II.

 

Cock up your beaver,

And cock it fu' sprush,

We'll over the border

and gie them a brush;

There's somebody there

We'll teach better behaviour -

Hey, brave Johnnie lad,

Cock up your beaver!

x

 

v

 

 

 

Good morning vic

 

I bet nothing happens to either Moorcroft or the so called "Agent"

 

It also seems that your take on the term is well founded . . http://www.google.co.uk/url?sa=t&source=web&cd=2&ved=0CCsQFjAB&url=http%3A%2F%2Fwww.phrases.org.uk%2Fmeanings%2Fcock-up.html&ei=5zjWTfS2KsuLhQfP3_TOBg&usg=AFQjCNGIbV9sGgDXhQXqE5URw2rcqtJv_g

 

R x

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

Link to post
Share on other sites

Good morning Rev

 

I was possibly being a bit tongue in cheek to save dx's blushes; colleagues in Yorkshire assert that it is a contraction of 'cock up the arse' as an error rather than intent; however, I felt cock up the beaver to be more palatable.

 

x

 

v

Link to post
Share on other sites

Good morning Rev

 

I was possibly being a bit tongue in cheek to save dx's blushes; colleagues in Yorkshire assert that it is a contraction of 'cock up the arse' as an error rather than intent; however, I felt cock up the beaver to be more palatable.

x

 

v

 

 

Ermm!

 

From a male perspective I agree 100% vic :thumb:

 

R x

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

Link to post
Share on other sites

http://www.coventrytelegraph.net/news/coventry-news/2011/05/19/private-debt-details-of-coventry-people-sent-to-city-man-by-mistake-92746-28725165/2/#ixzz1Mt2Z6fVB?ads=off&num=10&page=1&type=4&what=&searchscope=92746&masthead=off&objectid=0&siteid=92746 &sid=715765234c48e49257c5433ee846f611&siteid=92746&ads=off&objectid=0&page=1&activate=1&user=1015931&num=10&auth=E79A9AB0EE&what=&searchscope=92746&masthead=off

“I called Moorcroft to tell them I have the letters and that I have contacted Data Protection over this to complain, but they claim the incident doesn’t break any data protection laws.
A compliance officer for Moorcroft Debt Recovery said the mailing mistake was an “isolated” incident for the firm and the matter was now being investigated.

 

Paula Huddart, of Moorcroft, said: “This is not something we have ever come across before but we will look at this extremely urgently to find out what has gone wrong, and the matter has now been passed on for investigation.

 

“We do believe this is an isolated case and any identity concerns will be addressed.”

Get your chequebook ready Ms Huddart.
Link to post
Share on other sites

Hi R

 

On a completely unconnected point, it's nice to see that the Shred's super-injun has been modified following yesterday's privileged statement in Parliament and one can now see it was about a relationship with a senior colleague and nothing to do with billions of £s; silly old me was following the money, although I did feel screwed by NastyWest at times.

 

I'm sure you get my drift Rev?

 

x

 

v

Link to post
Share on other sites

Hi R

 

On a completely unconnected point, it's nice to see that the Shred's super-injun has been modified following yesterday's privileged statement in Parliament and one can now see it was about a relationship with a senior colleague and nothing to do with billions of £s; silly old me was following the money, although I did feel screwed by NastyWest at times.

 

I'm sure you get my drift Rev?

 

x

 

v

 

Obviously more screwing going on than everyone thought eh vic

 

R x

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

Link to post
Share on other sites

Im just 9 miles south of Coventry and although we usually come under Stratford district I cant help but wonder if mine is in there?.

Pretty shocking though and they way they just brushed it off doesnt surprise me given some of the stuff you read on here.

Link to post
Share on other sites

Oh my god, this comment made me angry.

 

eweaver

10:15 AM on May 20, 2011

The letter inside wasnt addressed to him? Why did he open it? Isnt it against the law for him to open envelopes that arent addressed to him.... funny how the company are the ones who are going to get into trouble when hes the one who opened it and never 'returned to sender' like he should have!

Link to post
Share on other sites

Hi Craig, very well said and

 

for the avoidance of doubt,

 

The story goes;

 

"

Carl Majrowski, of Shakespeare Street, Stoke, received an envelope with his name and address printed on the front.

But inside he found another envelope – stuffed full of letters with the addresses, phone numbers, bank details and dates of birth of Coventry residents who owe money.

Link to post
Share on other sites

Oh my god, this comment made me angry.

 

eweaver

10:15 AM on May 20, 2011

The letter inside wasnt addressed to him? Why did he open it? Isnt it against the law for him to open envelopes that arent addressed to him.... funny how the company are the ones who are going to get into trouble when hes the one who opened it and never 'returned to sender' like he should have!

 

 

 

Hi Cb

 

This is a quote from the Postal Services Act 2000 . . "A person commits an offence if, intending to act to a person’s detriment and without reasonable excuse, he opens a postal packet which he knows or reasonably suspects has been incorrectly delivered to him."

 

Part of my job is to deal with items of Post that Royal Mail cannot sort for the Companies in my Building

 

I often have to open the envelope etc in order to get either more details as to which companie it goes to OR to obtain a return address, as my actions are not detrimental in any way I'm not doing anything wrong

 

R

[sIGPIC][/sIGPIC] I asked them to wait whilst I got my Bank card :violin:

------------------------------------------------------------------------------------------

 

Information that may help if a CCA request is refused due to the lack of a signature . . http://www.consumeractiongroup.co.uk/forum/showthread.php?248863-Signature-demands-fight-back-possible-!&highlight=

Link to post
Share on other sites

Im just 9 miles south of Coventry and although we usually come under Stratford district I cant help but wonder if mine is in there?.

Pretty shocking though and they way they just brushed it off doesnt surprise me given some of the stuff you read on here.

....................................................

 

Hi all > moorcroft dealing with me on threatning letters and stuff > any help or advise be greatful about this data protection stuff ? santander once sent me a default notice and a notice to someoneone else in Bristol ( i might have this info ) i owe them 1000 personal debit do you think i could threaten them with that to get my debit of 1000 wiped off? only thing is that the charge me 0%interest but i missed few payments and in arrears with them which they keep sending me default notices to put black markers in my file > any help?

Hussy

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...