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Dodgy Claim Help!


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My daughter had an incident on a roundabout last month. A man cut across in front of her my daughter skidded and just nudged his bumper.


They both pulled over to the side of the road to have a look to see if there was any damage. My daughters car had no damage at all! His was a tatty old car, but still no damage. They both exchanged details, but he gave a false telephone no. They both agreed at the scene the matter was closed.


Four weeks later my daughter has received a phone call from a solicitor regarding this incident. My daughter asked why they were contacting her. The other driver has claiming damage to his car and personal injury! The solicitor was pushing her for insurance details but she told then the matter was closed and hung up!


This sound like a con to me.


  • · Why did he give false phone number?
  • · Why did he never contact her for her insurance details
  • · Why has he gone to personal injury solicitor?
  • · Why has his insurance company not written to her?
  • · Why take 4 weeks to contact her.

Any advice on what to do would be greatly appreciated


Thanks in advance




Edited by DesignTime
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Inform your daughters insurance company and let them deal with that as if you don't they might not indemnify your daughters policy and she might have to fight ithe spurious claim with her own cash...


Tell her insurance company you think it is a con and they should investigate appropriately.

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I have to investigate many crash for cash type claims, and unfortunatley these types of claims are on the increase at an alarming rate.


As mentioned, speak to your insurance company. They have specialist investigators who deal with nothhing other than investigate these types of [problem] claims.


You will probably find that a fake claims management firm are behind this (as they usually are) who then sell cases to law firms (so the claims firm make their money) and then after a month or so cease trading and re-appear a short while later under a different name but at the same address.


Speak to your insurers as a matter of urgency

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Thank you all for the advice.


I am going to wait to see if anything turns up in the post.


I suspect he has gone directly to one of these dodgy companies as they did not disclose his insurance details.


I bet his insurance company don't know whats going on!


I am reluctant to inform the insurance to quickly. They are such a money grabbing load of Bast**ds.


I don't trust them either.


I will give it a week to see what happens.



Design Time

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He doesn't have to involve his insurance company one bit and as your daughter will not be making a claim against his insurance they will never get involved.


If you don't reply to them they will simply check the MIDIS website and contact your daughters insurers who will then ask you why you haven't responded to the solicitors or reproted the claim to them.


Your choice, but you run the risk of not being indemnified.

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Endy; rubbish! sounds dodgy to me that have phoned, any solicitor would put the request in writting and then just pass on to her insurance co to deal with.

Agree that she should report the incident to insurers for info only at this stage so it is on record.

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