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By mystic_bertie · Posted
Im afraid that it sounds like im going to have to try and do the best myself. Im not sure if investigators have more powers or not to find out things i cant. Yes your right i dont want to be accused of harassment too as that's the kind of thing she would do. I will take a read through the link you provided and see what i think. If i knew this was going to happen i would have try and prepared myself with the right information in advance but now i dont have much to go on. Many thanks for your help -
Hi all i have now received a letter back from my bank regarding my charge back being reject3ed It states the following. "The bank for the retailer has rejected your claim and we are unable to assist you further under Visa regulations. I am sorry we could not be of more assistance at this time. If you wish to persue this matter you will need to seek independent advice. We will not debit £15894.00 from you account." What is my next recourse of action and how do I proceed -
By yellowplum · Posted
No second card, just that the card number on the original paperwork that is signed they sent through is different from the one they claim in their settlement offer letter. Not sure that constitutes different card or one that got replaced or a new account as the card changed card type. -
By mystic_bertie · Posted
Ok many thanks for your reply. I can count her lawyer out. The service stations are a handful in a certain area which must be not far from Deeside so not too many can be 24 hr and accommodate trucks etc so im thinking 8 places max. Long shot i know but i dont have much chance using other means. Are investigators expensive? All i have is a few old texts from her agreeing to pay me back one day once her divorce is final and references to her waiting for updates from her lawyer, her divorce has been dragged out for 4 years and covid has made it worse. I trusted i would get it back one day. Yes thats right it has not been settled but the dates keep getting moved and moved and her lack or reassurance to me made me more and more concerned. Now she has blocked me and is completely ignoring me. -
1st .....its not a parking fine. its a speculative invoice some scamming parking company issued because the driver of a car, you are the registered keeper of, entered into some imaginary contract, that might not even be enforceable, paid for, or even exist, on a bit of private land the landowner employed the private parking company to manage. go back and ring northants bulk. enquire why the CCJ now shows as discharged. and ask for a copy of the judgement CCJ, the discharge proof, and the original claimform by email pdf. whilst there get them to readout the address the claim was served too and the exact text of the particulars of claim,, RECORD YOU CALL.
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Post in Court Claim Against Hermes - item sent via Packlink was lost/tampered with **WON at mediation full amount **
jj58 posted a post in a topic,
Hi @BankFodder
Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
So I issued the claim on day 15 and they requested more time to respond.
They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
I opted for mediation, and it played out very similarly to other people's experiences.
In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them.
In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
Many thanks, stay safe and have a good Christmas!
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Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003-
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Help just lost in court to CL Finance/Howard Cohen
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