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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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HELP PLEASE. Court papers recieved from Arrow Global/Fairfax Solicitors - ***Claim Discontinued***


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Hi I have recieved court papers from Bradford for an outstanding amount in respect of a credit agreement with RBS. I think I need to acnowledge service to give me 28 days to defend and then send someting to Arrow to provide me with paperwork, though I am unsure as to what to do next, they sent an agreement of sorts to me a while back:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?128999-CCA-from-RBOS-Valid

 

I am usure if I can defend this and if so, for what reason...

 

Sorry to sound thick.

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Hi vine

 

Have you been mis-sold PPI? or have you got Penalty Charges on this account? When did you last make payments on this account?

 

You can take the paper to your nearest county court and get the case moved there.

 

Also have a read of number (5) in my signature.

 

Thread moved.

 

Thanks all, I am not sure if there are penalty charges or PPI on this, I have sent an acknowlegement to Bradford and presume that I now need to prepare a defence?Is there a standard letter to send to them so that they send copies of all literature and is this the correct way to go as I have a copy of "CCA" already?

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Am I correct in thinking that I now send Arrow a CPR 31.15 to disclose all documentation? Do I need to do anything to transfer the procedings to my local court, or do I have to go down there in person? Also do I have to take a form down? Sorry I know this is basic info but it seems to have all vanished from my head and I think the law has changed slightly since that last time....

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Okay,Have sent this to arrow and Fairfax solicitors:"Dear Sir,Re: Arrow Global v XXXXXX Case No: XXXXXXXCPR 31.14 RequestOn XXXX1 I received the Claim Form in this case issued by you out of the Bradford county court.I confirm having returned my acknowledgement of service to the court in which I indicate my intention to contest all of your claim. Please treat this letter as my request made under CPR 31.14 for the disclosure and the production of a verified and legible copy of each of the following documents mentioned in your Particulars of Claim:1. The agreement. You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s) should be available at the hearing. Further, that any general conditions incorporated in the contract should also be attached.2. The assignment.3. The default notice.4 The termination notice.Although your claim is for a sum which is not more than £5,000.00 and will in all likelihood be allocated to the small claims track for determination upon my delivering a defence, at this moment in time I have not delivered my defence and the case has not been allocated to a track. In consequence the provisions of CPR 27(2) are of no effect and you should not seek to avoid compliance with your CPR 31 duties by claiming otherwise.You should ensure compliance with your CPR 31 duties and ensure that the document(s) I have requested are copied to and received by me within 7 days of receiving this letter. Your CPR 31 duties extend to making a reasonable and proportionate search for the originals of the documents I have requested, the better for you to be able to verify the document's authenticity and to provide me with a legible copy. Further, where I have requested a copy of a document, the original of which is now in the possession of another person, you will have a right to possession of that document if you have mentioned it in your case. You must take immediate steps to recover and preserve it for the purpose of this case.Where I have mentioned a document and there is in your possession more than one version of that same document owing to a modification, obliteration or other marking or feature, each version will be a separate document and you must provide a copy of each version of it to me. Your obligations extend to making a reasonable and proportionate search for any version(s) to include an obligation to recover and preserve such version(s) which are now in the possession of a third party.In accordance with CPR 31.15© I undertake to be responsible for your reasonable copying costs incurred in complying with this CPR 31.14 request.If you require more time in which to comply with this request you must tell me in writing. You must tell me before the time for compliance with this request has expired. In telling me you require more time you must tell me what steps you have taken and propose to take in order to comply with this request and also state a date by when you will comply with this request. In addition your statement must be accompanied with a statement that you agree to an extension of the time for me to file my defence. Your extension of time must be not less than 14 days from the date when you say you will have complied with my request and you must state the new date for filing my defence.If you are unable to comply with this request and believe that you will never be able to comply with this request you must tell me in writing.Please note that if you should fail to comply with this request, fail to request more time or fail to agree to an extension of time for the filing of my defence, I will make an application to the court for an order that the proceedings be struck out or stayed for non-compliance and a summary costs order. I do hope this will not be necessary and look forward to hearing from you.yours faithfully"Do I now wait for 28 days for a response? I am a bit confused regarding dates, I have sent the acknowledgement back. Do I defend if they do not reply aftern 28 days, I havwe read the thread reccomended above but am still rather confused regarding dates....

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I'm no expert on County Court procedures VG, but if you have stated that you will defend all, then stick to the deadlines, 28 days (from date on claim form) in total to put in your defence....I believe that the embarrassed defence is nowadays not recommended, (have a search around the forums for some defences) but I think you can opt for a strike out if they fail to produce the documents requested. Although I think you can request disclosure on the Draft Orders with the Allocation Questionnaire....

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Thanks to all, my deadline is fast approaching and I have heard nothing back fro Solicitors. Unsure what to do now. I need to submit a defence in the next coupkle of days. Shal I opt for a disclosure and if so, do I have to send it back with my defence? Please help..

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Any help? Unsure how to proceed due to recent changes. Do I submit an embarrased defence or go for a strike out? If I need to go for strike out are there any reccomended threads as I cant seem to find any???

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Thanks 42 man. I need to send my defense in today, I have searched the threads but not sure what to do? I sent cpr to the claimant over two weeks ago, and have heard nothing... What shall I say on my defence? I am so confused, I would like to go for a strike out but not sure what to do??? Please help or advise as I think I will end up screwing it up.

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Okay, through septic tonsilitis, I have sent in this "Holding Defence"

 

"The defendant is unable to plead due to the claimants failure to comply with their CPR 31.14 duties in disclosing requested documents.

 

The Claimant has failed to respond to an extension of time given by the defendant to file a defence.

 

The defendant reserves the right to amend the defence"

 

Hope this is okay? I couldn't find a precedent for a strike out..

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Hi Sick, no problem! Recieved a letter from fairfax today - no mention of the court claim.

 

"We can confirm that we have requested a copy of the agreement from our client which may take a couple of weeks to obtain. Once this has been received we can confirm that we will forward you a copy of this"

 

No mention of the claim!!! Do they know what they are doing? and that they are supposed to respond within certain time frames?

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Sounds good to me.. I recognize that holding defence :)

 

Your in the same boat as me V.. Keep an eye on my thread as i will yours and lets see what happens.. Your not alone in this although sometimes you think you are !

 

The ball is in there court and they will have 28 days to get documents to you or make there minds up to carry on or withdraw, you will shortly get a letter from the court saying they confirm your defence and have passed this on to the claimants..

 

Eggy12 :)

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  • 1 year later...

Okay, General Form of Judgement or OrderIT IS ORDERED THAT1. Claimant shall by 29th January 2013 serve on the defendant copies of the following:a. Credit agreement reffered to in claim formb. up to date statement of accountc default notice, and d. notice of assisgnement with date of service of c. and d.2. Defendant shall by xx February 2013 file and serve a defence to the claim form as the present defence is not CPR compliant and is hereby struck out.3. The be refreffered to CJR District judge after xx February 2013Dated xx January 2013.Not sure what to do now really, if anything...

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Can they do this? REcieved judgement of order from court after Arrow global filed a claim almost two years ago:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?304917-HELP-PLEASE.-Court-papers-recieved-from-Arrow-Global-Fairfax-Solicitors-for-RBS-CC

 

Arrow were given until 29th Jan to supply the following:

 

:a. Credit agreement reffered to in claim form

b. up to date statement of account

c default notice, and

d. notice of assisgnement with date of service of c. and d.2.

 

I received these on Friday, so now I have to file a defence as my last one, they say, was invalid!!

 

I really do not know what to do and I find it strage that after two year I recieve the judgement of order an all required documents within a week!

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Threads merged please do not start new threads on the same matter Vin.

 

Regards

 

Andy

We could do with some help from you.

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Can they do this? REcieved judgement of order from court after Arrow global filed a claim almost two years ago:

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?304917-HELP-PLEASE.-Court-papers-recieved-from-Arrow-Global-Fairfax-Solicitors-for-RBS-CC

 

Arrow were given until 29th Jan to supply the following:

 

:a. Credit agreement reffered to in claim form

b. up to date statement of account

c default notice, and

d. notice of assisgnement with date of service of c. and d.2.

 

I received these on Friday, so now I have to file a defence as my last one, they say, was invalid!!

 

I really do not know what to do and I find it strage that after two year I recieve the judgement of order an all required documents within a week!

 

 

Yes. You need to get a Defence together now.

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Okay will post all documents they have sent when I get home, I am not sure what my defence would be, now that the court have said that my defence was not CPR compliant. I am still astounded that this can just drop on me after two years.

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Hi Vin

 

If you could perhaps post up your defence that was submitted.

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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